21 Murray St, Binghamton, NY, 13905
About This Home
Stunning West Side Gem Beautifully remodeled 4-bedroom, 2.5-bath home in Binghamton’s highly sought-after West Side. Just minutes to downtown, schools, parks, and everyday amenities—offering the perfect balance of city convenience and neighborhood charm. Step inside to gleaming hardwood floors and an inviting layout designed for both comfort and entertaining. Every inch of this home has been thoughtfully renovated for modern living while maintaining a warm, cozy feel. The kitchen is a true standout—ideal for any level cook—with quality finishes and a charming eat-in nook. Natural light fills the home, highlighting classic details and the unique, functional use of space throughout. Additional features include:• Convenient first-floor laundry• Walk-up attic with central air—ready to be finished for additional living space• Spacious patio and large backyard perfect for gatherings • Turnkey condition, move right in and enjoy Furniture is available for purchase.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Basement,Stone
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Water Heater,Microwave,Refrigerator,Washer
- Laundry features: Washer Hookup,Dryer Hookup
Bathroom
- Level: Second
- Dimensions: 8 x 5
Bedroom
- Level: Second
- Dimensions: 15 x 11
Bedroom
- Level: Second
- Dimensions: 9 x 12
Bedroom
- Level: Second
- Dimensions: 13 x14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: First
- Dimensions: 11x13
Dining Room
- Level: First
- Dimensions: 12x13
Dining Room
- Level: Second
- Dimensions: 12x13
Family Room
- Level: First
- Dimensions: 16’5x11’6
Features
- Attic,Permanent Attic Stairs,Walk-In Closet(s)
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,748
Foyer
- Level: First
- Dimensions: 8x13
Foyer
- Level: Second
- Dimensions: 8 x 17
Half Bath
- Level: First
- Dimensions: 3’4x4’3
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,748 sqft
Kitchen
- Level: First
- Dimensions: 27’3x11’5
Laundry
- Level: First
- Dimensions: 7’2x5’1
Living Room
- Level: First
- Dimensions: 13’5x13
Master Bathroom
- Level: Second
- Dimensions: 7 x 8
Master Bedroom
- Level: Second
- Dimensions: 18 x 12
Property
Details
- Parcel number: 03020016063110
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Open,Patio,Porch
- Exterior features: Landscaping,Mature Trees/Landscape,Porch,Patio,Shed
Lot
- Lot size: 7,405 sqft
- Features: Level,Landscaped
- Lot size dimensions: 50 x 150
Parking
- Total spaces: 1
- Parking features: Detached,Garage,One Car Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $217 | $2,604 |
| Property Taxes | $828 | $9,936 |
| Electricity | $454 | $5,449 |
| Total | $3,774 | $45,288 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $467,500 |
| 2026-04-14 | Contingent | $467,500 |
| 2026-04-10 | Price change | $467,500 |
| 2025-08-25 | Listed for sale | $472,500 |
| 2023-09-05 | Listing removed | -- |
| 2023-08-15 | Listed for rent | $3,800 |
| 2023-07-22 | Listing removed | -- |
| 2023-07-06 | Price change | $3,800 |
| 2023-06-24 | Price change | $3,950 |
| 2023-06-22 | Price change | $3,750 |
| 2023-06-16 | Listed for rent | $3,950 |
For Sale by Agent
View on Zillow