79 Oak St, Binghamton, NY, 13905
About This Home
Well-located TURN-KEY Student housing on Binghamton's West Side, fully rented through May 2027! Local Management will continue. A great addition to any investment portfolio 5 beds $$39,000 income, $3,891 taxes, $1,950 ins, $4,989 Utilities -- This property is part of a larger portfolio that includes 39 St. John Ave, 101 Oak St, 56.5 Leroy Street, and 79 Murray St. The financial information provided reflects actual rental income and operating expenses and is not based on a pro forma
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Foundation: Basement,Stone
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Washer Hookup,Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Door features: Storm Door(s)
- Window features: Storm Window(s)
- Flooring: Carpet,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,872
Heating
- Heating features: Forced Air
Interior Area
- Total interior livable area: 1,872 sqft
Property
Details
- Parcel number: 03020016047331
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio
- Exterior features: Patio,Storm Windows/Doors
Lot
- Lot size: 5,662 sqft
- Features: Level
- Lot size dimensions: 50 x 115
Parking
- Parking features: Driveway,Parking Space(s),Shared Driveway,On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $135 | $1,620 |
| Property Taxes | $515 | $6,180 |
| Electricity | $309 | $3,712 |
| Total | $2,374 | $28,488 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Listed for rent | $3,625 |
| 2026-07-10 | Listed for sale | $280,000 |
| 2025-12-14 | Listing removed | $3,625 |
| 2025-08-16 | Listed for rent | $3,625 |
| 2024-11-06 | Listing removed | $3,500 |
| 2024-09-06 | Listed for rent | $3,500 |
| 2023-10-26 | Listing removed | -- |
| 2023-09-04 | Price change | $3,250 |
| 2022-11-27 | Listed for rent | $3,300 |
| 2021-09-27 | Listing removed | -- |
| 2021-09-06 | Listed for rent | $2,725 |
| 2021-03-24 | Listing removed | -- |
| 2019-12-05 | Sold | $4,390,000 |
| 2019-09-12 | Listing removed | $525 |
| 2019-09-02 | Listed for rent | $525 |
| 2018-10-06 | Listing removed | $500 |
| 2018-09-04 | Listed for rent | $500 |
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