77 Murray St, Binghamton, NY, 13905
About This Home
Turnkey, fully leased 8-bedroom student-housing investment on Binghamton’s West Side generating approximately $56,160 in current gross annual rent. Pre-leased for the 2026–2027 academic year, providing immediate income to the next owner. Two 4-bedroom units currently rent for $2,340/month each and feature in-unit laundry. Recent improvements include a newer roof, updated water heater and upgraded electrical service. Established rental location convenient to downtown, public transportation and area amenities. An opportunity to acquire an occupied, income-producing property with leases already secured for the upcoming academic year. 24-hour notice required.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1916
Materials
- Foundation: Concrete Perimeter
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Washer
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 2
Features
- Window features: Insulated Windows
- Flooring: Carpet,Hardwood,Vinyl
- Finished area above ground: 2,697
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s)
Interior Area
- Total interior livable area: 2,696 sqft
Property
Details
- Parcel number: 03020016047224
- Zoning: R3
- Zoning description: R3
Features
- Exterior features: Landscaping
Lot
- Lot size: 6,969 sqft
- Features: Level
- Lot size dimensions: 50 x 136
Parking
- Parking features: Driveway,On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $227 | $2,724 |
| Property Taxes | $865 | $10,380 |
| Electricity | $445 | $5,346 |
| Total | $3,913 | $46,956 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $469,999 |
| 2026-06-13 | Listed for sale | $475,000 |
| 2010-04-27 | Listing removed | $127,000 |
| 2009-11-07 | Listed for sale | $127,000 |
| 2008-01-22 | Sold | $106,000 |
| 2005-02-16 | Sold | $68,000 |
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