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11 Goethe St, Binghamton, NY, 13905

7beds
3baths
3,000sqft
$369,000
$123price/sqft
$3,217/moest. monthly cost
$128,680/yrincome needed

About This Home

Very large and nicely renovated 2-family house in the heart of the West Side. The 5-bedroom unit has two modern bathrooms, a newer eat-in kitchen with a dishwasher less than a year old, large bedrooms, generous dining and living space, and a nice porch. The 2-bedroom, 1-bathroom unit on the top is leased to reliable and punctual tenants until the end of May 2027. This is a perfect live plus income scenario.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

4/10
Thomas Jefferson SchoolGrades K-50.3 mi
5/10
West Middle SchoolGrades PK,6-80.4 mi
3/10
Binghamton High SchoolGrades PK,9-120.9 mi

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 2,320

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: 03020016002100040370000000
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Patio & porch: Open,Porch
  • Exterior features: Porch

Lot

  • Lot size: 4,000 sqft
  • Features: Level
  • Lot size dimensions: 50 ft x 80 ft

Parking

  • Total spaces: 2
  • Parking features: Carport,One Space,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$178$2,136
Property Taxes $679$8,148
Electricity $495$5,949
Total$3,217$38,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,297/yr
40% on housing$96,510/yr
45% on housing$85,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 13905$107
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13905$128
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$375,000
2022-02-23Listing removed--
2021-09-01Pending sale$180,000
2021-08-17Listed for sale$180,000
2019-09-17Listing removed$450
2019-09-13Listed for rent$450
2019-01-15Listing removed$400
2019-01-14Price change$400
2018-09-11Listed for rent$2,310
2018-06-09Listing removed$2,310
2018-04-25Price change$2,310
2017-10-10Listed for rent$2,700
2006-08-16Sold$135,000
2000-06-20Sold$38,000
1999-10-04Sold$64,000

For Sale by Agent

AgentAnya Levitov
BrokerageVERUS REAL ESTATE

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