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113 Leroy St, Binghamton, NY, 13905

4beds
3baths
2,276sqft
$250,000
$110price/sqft
$2,220/moest. monthly cost
$88,800/yrincome needed

About This Home

Historic Abel Bennett tract. 1915 American Foursquare. Over 2,000 sf of living space with refinished hardwood floors and a freshly painted interior and exterior. Updated kitchen, 4BR, 2.5 updated bathrooms. There is a large, finished lower-level family room. The walk-up attic is partially finished with carpet and will be great for an office, playroom, etc. The new back door off the formal dining room leads to a large deck overlooking a small, private backyard. The one-car garage is rebuilt and has a new roof. This home is 3 blocks from Recreation Park and 4 blocks from Horace Mann Elementary. Oh! and 3 blocks to The Beef Restaurant ! This property is owned and being sold by a NYS-licensed Realtor.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

4/10
Horace Mann SchoolGrades PK-50.3 mi
3/10
West Middle SchoolGrades PK,6-80.5 mi
3/10
Binghamton High SchoolGrades PK,9-120.6 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Basement,Concrete Perimeter,Poured
  • Construction materials: Clapboard,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Water Heater,Range,Refrigerator

Bathroom

  • Level: Second
  • Dimensions: 10x5

Bedroom

  • Level: Second
  • Dimensions: 12x12

Bedroom

  • Level: Second
  • Dimensions: 13x12

Bedroom

  • Level: Second
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Basement
  • Dimensions: 14x25

Bonus Room

  • Level: Third
  • Dimensions: 20x40

Dining Room

  • Level: First
  • Dimensions: 15x13

Dining Room

  • Level: First
  • Dimensions: 5x6

Features

  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 350
  • Finished area above ground: 1,926

Foyer

  • Level: First
  • Dimensions: 10x15

Half Bath

  • Level: First
  • Dimensions: 6x5

Heating & Cooling

  • Heating features: Baseboard,Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,276 sqft

Kitchen

  • Level: First
  • Dimensions: 12x14

Living Room

  • Level: First
  • Dimensions: 15x18

Master Bathroom

  • Level: Second
  • Dimensions: 8x5

Master Bedroom

  • Level: Second
  • Dimensions: 13x12

Workshop

  • Level: Basement
  • Dimensions: 12x25

Property

Details

  • Parcel number: 03020016004500050350000000

Features

  • Patio & porch: Covered,Deck,Enclosed,Open,Porch
  • Exterior features: Deck,Porch
  • Fencing: Yard Fenced

Lot

  • Lot size: 6,250 sqft
  • Features: Level
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$120$1,440
Property Taxes $460$5,520
Electricity $376$4,513
Total$2,220$26,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,114/yr
40% on housing$66,600/yr
45% on housing$59,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 13905$107
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13905$128
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$250,000
2026-06-17Price change$265,000
2026-06-08Listed for sale$275,000
1990-03-09Sold$91,000

For Sale by Agent

AgentJohn J. Burns Jr
BrokerageKELLER WILLIAMS REALTY GREATER BINGHAMTON

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