See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6 Hancock St, Binghamton, NY, 13903

4beds
2baths
1,340sqft
$90,000
$67price/sqft
$924/moest. monthly cost
$36,960/yrincome needed

About This Home

Calling all investors! Located in Binghamton NY and a few streets from downtown shopping, restaurants, schools, parks and public transportation. This home has 4 bedrooms and a full bath on the second floor. The main level has a kitchen, a 1/2 bath, laundry, dining area and living room. This home has wood floors and the heating system is radiator. In the unfinished basement there is an electrical panel, new boiler and furnace. The property has a private driveway and a backyard. The house is being sold AS IS/WHERE IS. The property is tenant occupied so advance notice is needed to schedule a tour.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
East Middle SchoolGrades 6-81.7 mi
3/10
Binghamton High SchoolGrades PK,9-120.9 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Free-Standing Range,Range,Refrigerator

Bathroom

  • Dimensions: $1100

Bedroom

  • Level: Second
  • Dimensions: 8ft 3in x 9ft 7in

Bedroom

  • Level: Second
  • Dimensions: 5ft 10in x6ft 8in

Bedroom

  • Level: Second
  • Dimensions: 10x10

Bedroom

  • Level: Second
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 10x21

Features

  • Attic,Permanent Attic Stairs
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,340

Heating

  • Heating features: Hot Water,Radiator(s)

Interior Area

  • Total interior livable area: 1,340 sqft

Living Room

  • Level: First
  • Dimensions: 12x16

Other

  • Level: First
  • Dimensions: Back Porch

Property

Details

  • Parcel number: 03020016006600030040000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Enclosed,Porch
  • Exterior features: Porch
  • Fencing: Yard Fenced

Lot

  • Lot size: 3,864 sqft
  • Lot size dimensions: 3864

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$58$696
Property Taxes $165$1,980
Electricity $246$2,954
Total$924$11,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,680/yr
40% on housing$27,720/yr
45% on housing$24,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 13903$96
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13903$113
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-19Listed for sale$90,000
2000-08-03Sold$21,000

For Sale by Agent

AgentKimberlee C Masters
BrokerageHOWARD HANNA

Similar Homes