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30 Telegraph St, Binghamton, NY, 13903

4beds
2baths
2,116sqft
$159,900
$76price/sqft
$1,554/moest. monthly cost
$62,160/yrincome needed

About This Home

A well-maintained duplex on the South Side of Binghamton offering immediate, stable rental income. Each unit features two bedrooms and one bathroom, with long-term tenants and fully separate utilities. The property sits close to local amenities and the BU bus line, making it convenient and appealing for renters. A large, flat backyard adds outdoor value, and the consistent tenancy makes this an excellent starter addition to your investment portfolio.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
East Middle SchoolGrades 6-81.7 mi
3/10
Binghamton High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate,Vinyl
  • Finished area above ground: 2,116

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,116 sqft

Property

Details

  • Parcel number: 0302001606718
  • Zoning: RES 1 & 2
  • Zoning description: RES 1 & 2

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Porch

Lot

  • Lot size: 6,969 sqft
  • Features: Level
  • Lot size dimensions: 52 x 132

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$103$1,236
Property Taxes $294$3,528
Electricity $349$4,196
Total$1,554$18,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,280/yr
40% on housing$46,620/yr
45% on housing$41,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 13903$96
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13903$113
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$149,900
2026-06-28Listed for sale$159,900
2025-03-13Sold$129,900
2025-02-06Contingent$129,900
2025-01-29Listed for sale$129,900
2021-11-22Sold$58,000
2021-08-27Pending sale$62,500

For Sale by Agent

AgentGena Tanzini
BrokerageEXIT REALTY HOMEWARD BOUND

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