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15 Telegraph St, Binghamton, NY, 13903

3beds
2baths
1,689sqft
$140,000
$83price/sqft
$1,334/moest. monthly cost
$53,360/yrincome needed

About This Home

Owner occupy or an Investment property ready to go! First floor, 2 bedroom vacant unit with newly finished floors. 2nd floor is occupied by a long term month to month reliable tenant. New roof, water heater, furnace and security doors! All of the big ticket items have been taken care of and is ready for you to start earning income!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
East Middle SchoolGrades 6-81.6 mi
3/10
Binghamton High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Insulated Windows,Storm Window(s)
  • Flooring: Carpet,Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,689 sqft

Property

Details

  • Parcel number: 0302001606721
  • Zoning: Res/Multi
  • Zoning description: Res/Multi

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Landscaping,Mature Trees/Landscape,Porch,Storm Windows/Doors

Lot

  • Lot size: 3,049 sqft
  • Features: Level,Landscaped
  • Lot size dimensions: 38 x 75

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$91$1,092
Property Taxes $257$3,084
Electricity $279$3,349
Total$1,334$16,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,737/yr
40% on housing$40,020/yr
45% on housing$35,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 13903$96
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13903$113
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$135,000
2026-06-03Listed for sale$140,000

For Sale by Agent

AgentTara Cataldi
BrokerageEXIT REALTY HOMEWARD BOUND

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