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190 Conklin Ave, Binghamton, NY, 13903

5beds
2baths
1,454sqft
$139,999
$96price/sqft
$1,125/moest. monthly cost
$45,000/yrincome needed

About This Home

Welcome to this beautifully renovated 5-bedroom, 1.5-bath home offering space, style, and incredible value! Thoughtfully updated throughout, this two-story charmer features a brand-new deck perfect for outdoor entertaining, fresh interior finishes, and a smart layout designed for everyday living. The main floor offers a private first-floor bedroom, convenient first-floor laundry, and easy single-level accessibility. Upstairs you'll find four additional bedrooms and a half bath — ideal for families, guests, or a home office setup. Forced hot air heat keeps things comfortable year-round. Best of all? Shockingly low property taxes make this an unbeatable opportunity for buyers and investors alike. Don't miss your chance to own this move-in ready gem in Binghamton!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
East Middle SchoolGrades 6-81.4 mi
3/10
Binghamton High SchoolGrades PK,9-121.2 mi

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Basement,See Remarks
  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Free-Standing Range,Gas Water Heater,Refrigerator,Washer

Basement

  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,454

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,454 sqft

Property

Details

  • Parcel number: 03020016005900020380000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Mature Trees/Landscape,Porch

Lot

  • Lot size: 6,098 sqft
  • Features: Sloped Up
  • Lot size dimensions: 50 x 123

Parking

  • Parking features: Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$91$1,092
Property Taxes $81$972
Electricity $246$2,954
Total$1,125$13,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,571/yr
40% on housing$33,750/yr
45% on housing$30,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 13903$95
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13903$113
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$145,000
2026-04-10Price change$149,999
2026-01-24Price change$159,999
2024-07-13Listed for sale$169,900
2023-07-19Sold$50,000
2023-05-01Pending sale$49,900
2023-04-28Listed for sale$49,900
2001-11-21Sold$35,000
1995-11-16Sold$13,500

For Sale by Agent

AgentKeith Arnold
BrokerageHOWARD HANNA

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