2 Payne Way, Binghamton, NY, 13903
About This Home
Welcome to 2 Payne Way, tucked back in behind Ben Franklin school it is surrounded by Dead End roads. The perfect place to walk and have privacy. A short walk to Pierce Creek or the playground at Ben Franklin. This 3-bedroom 1 bath home needs a little TLC but will make a great home. A radon mitigation system, new windows and a new roof were installed in 2010. First floor bedroom and wood burning fireplace in the living room.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Basement
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Free-Standing Range,Gas Water Heater,Refrigerator,Washer
- Laundry features: Washer Hookup,Dryer Hookup,GasDryer Hookup
Basement
- Basement: Partial,Walk-Out Access
Bathroom
- Level: First
- Dimensions: 5 x 7
Bedroom
- Level: First
- Dimensions: 12 x 16
Bedroom
- Level: Second
- Dimensions: 10 x 9
Bedroom
- Level: Second
- Dimensions: 10 x 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Laminate,Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,037
Foyer
- Level: First
- Dimensions: 6 x 7
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s)
Interior Area
- Total interior livable area: 1,037 sqft
Kitchen
- Level: First
- Dimensions: 15 x 16
Laundry
- Level: Basement
- Dimensions: In utility room
Living Room
- Level: First
- Dimensions: 15 x 15
Utility Room
- Level: Basement
- Dimensions: 15 x 19
Property
Details
- Parcel number: 03020016106100020180000000
- Zoning: RES
- Zoning description: RES
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio
- Exterior features: Mature Trees/Landscape,Patio
Lot
- Lot size: 5,135 sqft
- Features: Level
- Lot size dimensions: 65 x 79
Parking
- Total spaces: 2
- Parking features: Attached,Carport,Garage,One Car Garage,Parking Space(s),One Space
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $551 | $6,612 |
| Home Insurance * | $70 | $840 |
| Property Taxes | $200 | $2,400 |
| Electricity | $246 | $2,954 |
| Total | $1,067 | $12,804 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $119,999 |
| 2010-06-25 | Sold | $62,765 |
| 2009-11-07 | Listed for sale | $58,000 |
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