21 Stuyvesant St, Binghamton, NY, 13901
About This Home
Turnkey student housing investment opportunity in Downtown Binghamton generating $2,600/month in rental income with lease commitments in place through 2027. Located in a high-demand student rental market near Downtown amenities, public transportation, and major commuter routes, this property offers strong ongoing rental appeal and stable occupancy potential. Spacious 5-bedroom, 2 full bathroom home featuring expansive living areas, generous common space, first-floor laundry, stainless steel appliances, hardwood floors, original woodwork, pocket doors, stained glass details, and classic charm throughout. Thoughtfully updated while preserving much of the home’s original character, the property also offers covered upper and lower porches well-suited for student living. Excellent investment opportunity with immediate cash flow and strong rental potential. Can be purchased individually or bundled with 23, 26, 27, and 28 Stuyvesant Street for expanded investment opportunities.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Basement
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Free-Standing Range,Gas Water Heater,Refrigerator,Washer
Bedroom
- Level: Second
- Dimensions: 16x14
Bedroom
- Level: Second
- Dimensions: 14x13
Bedroom
- Level: Second
- Dimensions: 12x11
Bedroom
- Level: Second
- Dimensions: 14x9
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: First
- Dimensions: 13x10
Dining Room
- Level: First
- Dimensions: 15x14
Features
- Flooring: Hardwood,Vinyl
- Fireplace features: Living Room,Masonry
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,678
Foyer
- Level: First
- Dimensions: 11x8
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 2,678 sqft
Kitchen
- Level: First
- Dimensions: 24x14
Living Room
- Level: First
- Dimensions: 14x13
Property
Details
- Parcel number: 03020016042230
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
- Exterior features: Landscaping,Porch
Lot
- Lot size: 3,484 sqft
- Features: Level
- Lot size dimensions: 48 x 70
Parking
- Parking features: Driveway,Shared Driveway,On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $363 | $4,356 |
| Electricity | $442 | $5,310 |
| Total | $1,910 | $22,920 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-27 | Listed for sale | $199,900 |
| 2026-01-27 | Listing removed | $2,600 |
| 2025-12-26 | Listed for rent | $2,600 |
| 2025-12-18 | Listing removed | $2,600 |
| 2025-09-21 | Listed for rent | $2,600 |
| 2023-12-08 | Listing removed | -- |
| 2023-11-15 | Price change | $2,400 |
| 2023-10-25 | Listed for rent | $2,500 |
| 2021-02-25 | Listing removed | -- |
| 2020-08-11 | Listing removed | $400 |
| 2020-07-23 | Listed for rent | $400 |
| 2020-06-21 | Listing removed | $350 |
| 2020-05-08 | Listed for rent | $350 |
| 2020-03-20 | Listing removed | $350 |
| 2019-10-05 | Price change | $350 |
| 2019-09-07 | Price change | $2,300 |
| 2019-04-20 | Price change | $1,800 |
| 2019-03-08 | Price change | $1,950 |
| 2019-01-31 | Price change | $2,100 |
| 2018-11-19 | Price change | $2,300 |
| 2018-09-15 | Listed for rent | $2,400 |
| 2017-11-20 | Listing removed | $2,250 |
| 2017-09-02 | Listed for rent | $2,250 |
| 2017-05-06 | Listing removed | $300 |
| 2017-03-03 | Listed for rent | $300 |
| 2006-10-16 | Sold | $32,000 |
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