See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

190 Henry St, Binghamton, NY, 13901

4beds
2baths
1,880sqft
$150,000
$80price/sqft
$1,415/moest. monthly cost
$56,600/yrincome needed

About This Home

Excellent investment opportunity in the heart of Downtown Binghamton! Located at 190 Henry Street, this two-family property offers two units, each featuring 2 bedrooms and 1 full bathroom. Conveniently situated close to local amenities, restaurants, shopping, schools, and public bus lines, making it an ideal location for tenants or owner-occupants alike. Great potential for steady rental income in a highly accessible area. Don’t miss your chance to own a multi-family property in a downtown location!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
Macarthur SchoolGrades PK-51.5 mi
4/10
East Middle SchoolGrades 6-81.1 mi
3/10
Binghamton High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,880

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,880 sqft

Property

Details

  • Parcel number: 0302001603524
  • Zoning: RES
  • Zoning description: RES

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Porch

Lot

  • Lot size: 2,613 sqft
  • Features: Level
  • Lot size dimensions: 25 x 118

Parking

  • Parking features: Driveway,Parking Space(s),On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$71$852
Property Taxes $276$3,312
Electricity $310$3,728
Total$1,415$16,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,514/yr
40% on housing$42,450/yr
45% on housing$37,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 13901$90
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13901$131
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-14Price change$150,000
2026-06-03Price change$155,000
2026-05-12Listed for sale$160,000
2024-08-16Sold$52,500
2024-05-01Sold$610,000
2017-03-09Sold$17,900
2017-02-20Pending sale$19,900
2017-01-30Price change$19,900
2017-01-06Price change$24,900
2016-11-24Listed for sale$29,900

For Sale by Agent

AgentJohn J. Farrell
BrokerageEXIT REALTY HOMEWARD BOUND

Similar Homes