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547 State St, Binghamton, NY, 13901

2beds
2baths
1,152sqft
$106,999
$93price/sqft
$1,035/moest. monthly cost
$41,400/yrincome needed

About This Home

Welcome to this single-family home conveniently located in Binghamton, close to downtown, shopping, restaurants, and major roadways. This home has been updated throughout offering a clean and move-in-ready interior. Some updates include fresh paint throughout, new flooring, an updated kitchen, an updated bathroom, and many more! New siding adds to the exterior appeal and provides low-maintenance durability. This home also features a large back deck, providing a great space for relaxing or outdoor gatherings. A solid opportunity for an owner-occupant or investor looking for an updated home in a central location. Call your favorite agent today to set up a time to come see it in person!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
Theodore Roosevelt SchoolGrades PK-50.3 mi
4/10
East Middle SchoolGrades 6-80.8 mi
3/10
Binghamton High SchoolGrades PK,9-121.4 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bathroom

  • Level: Second
  • Dimensions: 10x7

Bedroom

  • Level: Second
  • Dimensions: 18x15

Bedroom

  • Level: Second
  • Dimensions: 16x15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 15x9

Features

  • Other,See Remarks
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,152

Half Bath

  • Level: First
  • Dimensions: 10x6 (with laundry)

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: First
  • Dimensions: 16x8

Living Room

  • Level: First
  • Dimensions: 26x11

Property

Details

  • Parcel number: 03020014467221

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Open,Porch
  • Exterior features: Deck,Porch

Lot

  • Lot size: 2,613 sqft
  • Features: Level,Sloped Up
  • Lot size dimensions: 20 x 86

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $541$6,492
Home Insurance *$51$612
Property Taxes $197$2,364
Electricity $246$2,954
Total$1,035$12,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,485/yr
40% on housing$31,050/yr
45% on housing$27,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 13901$91
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13901$131
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$107,000
2026-03-12Listed for sale$110,000
2026-01-30Listing removed$129,000
2026-01-15Price change$129,000
2025-12-20Listed for sale$139,000
2014-08-07Sold$88,000
2008-05-09Sold$20,000

For Sale by Agent

AgentJohn J. Farrell
BrokerageEXIT REALTY HOMEWARD BOUND

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