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7 Clifford St, Binghamton, NY, 13901

4beds
2baths
1,496sqft
$159,900
$107price/sqft
$1,425/moest. monthly cost
$57,000/yrincome needed

About This Home

Beautifully remodeled throughout this spacious 4 bedrooms & 2 full bath two story. Plenty of storage in the walkup attic & it's beautifully done. The modern Kitchen features all-new flooring.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
Theodore Roosevelt SchoolGrades PK-50.4 mi
4/10
East Middle SchoolGrades 6-80.7 mi
3/10
Binghamton High SchoolGrades PK,9-121.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,496

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 1,496 sqft

Property

Details

  • Parcel number: 03020014406700030350000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Porch

Lot

  • Features: Level
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$76$912
Property Taxes $294$3,528
Electricity $247$2,966
Total$1,425$17,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,857/yr
40% on housing$42,750/yr
45% on housing$38,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 13901$89
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13901$131
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Price change$169,900
2025-12-09Price change$180,000
2025-11-06Price change$199,900
2025-10-21Price change$207,900
2025-08-28Listed for sale$218,900
2024-07-01Sold$53,000
2024-06-06Pending sale$64,000
2024-05-20Price change$64,000
2024-04-23Price change$69,000
2024-03-20Listed for sale$74,000

For Sale by Agent

AgentMuhammad M Islam
BrokerageEXIT REALTY HOMEWARD BOUND

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