See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

82 Howard Ave, Binghamton, NY, 13904

4beds
3baths
1,984sqft
$219,900
$111price/sqft
$1,971/moest. monthly cost
$78,840/yrincome needed

About This Home

Beautifully updated & spacious 4 bed Cape Cod on Binghamton's East Side! Major exterior improvements including a new roof, gutters, and siding within the past year. Fully renovated kitchen is light and bright, featuring gorgeous leathered granite countertops, high-end hardware, new appliances, and an induction range. The main level offers hardwood floors throughout the spacious living room, a generous dining room just off the kitchen, two bdrms, & a full bath. Upstairs, two add'l bdrms and a beautifully renovated full bath w/ rainfall shower. Storage is abundant with a finished storage room, add'l attic space, with stairs leading to the garage. The finished LL family room includes a 2nd kitchen, creating the perfect space for entertaining guests. Step outside to your own private backyard retreat featuring a sun porch off the kitchen, a covered patio, and a fully fenced yard. With tasteful updates throughout and plenty of room to spread out, this home is truly move-in ready!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
Calvin Coolidge SchoolGrades PK-50.2 mi
4/10
East Middle SchoolGrades 6-80.1 mi
3/10
Binghamton High SchoolGrades PK,9-122.0 mi

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Basement
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Free-Standing Range,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bathroom

  • Level: First
  • Dimensions: 6 X 5

Bathroom

  • Level: Second
  • Dimensions: 6 X 5

Bedroom

  • Level: First
  • Dimensions: 11 X 11

Bedroom

  • Level: First
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Dimensions: 17 X 11

Bedroom

  • Level: Second
  • Dimensions: 12 X 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Dimensions: 12 X 12 storage

Dining Room

  • Level: First
  • Dimensions: 16 X 11

Family Room

  • Level: Basement
  • Dimensions: 30 X 18

Features

  • Wet Bar,Other,See Remarks,Walk-In Closet(s),Workshop
  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Laminate,Tile
  • Finished area below ground: 425
  • Finished area above ground: 1,559

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,984 sqft

Kitchen

  • Level: First
  • Dimensions: 11 X 11

Kitchen

  • Level: Basement
  • Dimensions: 10 X 10

Laundry

  • Level: Basement
  • Dimensions: 10 X 10

Living Room

  • Level: First
  • Dimensions: 18 X 13

Property

Details

  • Parcel number: 03020014507000020010000000
  • Zoning: RES
  • Zoning description: RES

Features

  • Patio & porch: Covered,Enclosed,Open,Patio,Porch
  • Exterior features: Landscaping,Porch,Patio,Storm Windows/Doors
  • Fencing: Yard Fenced

Lot

  • Lot size: 9,583 sqft
  • Features: Level
  • Lot size dimensions: 107 x 90

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$129$1,548
Property Taxes $404$4,848
Electricity $327$3,934
Total$1,971$23,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,577/yr
40% on housing$59,130/yr
45% on housing$52,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 13904$83
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13904$105
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$219,900
2026-07-03Listed for sale$224,900
2022-10-06Sold$155,000
2022-06-28Pending sale$144,900
2022-06-28Contingent$144,900
2022-06-25Listed for sale$144,900
2007-06-19Sold$114,900
2004-05-18Sold$87,000

For Sale by Agent

AgentJeana Hoyt
BrokerageHOWARD HANNA

Similar Homes