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95 Moeller St, Binghamton, NY, 13904

3beds
2baths
1,482sqft
$125,000
$84price/sqft
$1,181/moest. monthly cost
$47,240/yrincome needed

About This Home

Looking to add an income-producing property to your investment portfolio? This fully rented two-family home could be the opportunity you've been waiting for. Each unit features 2 bedrooms and 1 bathroom, offering comfortable living spaces. Conveniently located near shopping, dining, and public transportation, this property has strong rental appeal and is easy to keep occupied. Utilities are separately metered, and both units are currently rented, providing immediate cash flow for the new owner. Don't miss this chance to add a solid investment property to your portfolio!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
Calvin Coolidge SchoolGrades PK-50.4 mi
4/10
East Middle SchoolGrades 6-80.1 mi
3/10
Binghamton High SchoolGrades PK,9-121.9 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,482

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,482 sqft

Property

Details

  • Parcel number: 03020014506100030170000000
  • Zoning: R1 & R2
  • Zoning description: R1 & R2

Features

  • Patio & porch: Covered,Deck
  • Exterior features: Deck

Lot

  • Lot size: 6,098 sqft
  • Features: Level
  • Lot size dimensions: 50 x 120

Parking

  • Parking features: Parking Space(s),On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$73$876
Property Taxes $230$2,760
Electricity $246$2,954
Total$1,181$14,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,491/yr
40% on housing$35,430/yr
45% on housing$31,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 13904$85
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13904$105
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-15Listed for sale$125,000
2021-09-23Listing removed--
2021-09-03Listed for rent$750
2021-01-15Sold$59,000
2020-12-28Contingent$69,000
2020-10-21Pending sale$69,000
2020-09-11Price change$69,000
2020-07-13Price change$70,000
2020-06-03Listed for sale$72,000

For Sale by Agent

AgentCaryn Gusefski
BrokerageEXIT REALTY HOMEWARD BOUND

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