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7 Riverside St, Binghamton, NY, 13904

3beds
1baths
1,416sqft
$99,900
$71price/sqft
$992/moest. monthly cost
$39,680/yrincome needed

About This Home

Classic Eastside home full of character and potential! Features original hardwood floors, natural woodwork, a welcoming front porch, rear deck, spacious backyard, and a detached two-car garage. A great opportunity for investors, contractors, or buyers looking to restore a home with great bones in a desirable neighborhood. Property will require replacement of the major mechanical systems. Sold **as is**. Bring your vision and make this classic home shine once again! Cash or rehab loan offers, proof of funds required.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

3/10
Calvin Coolidge SchoolGrades PK-50.3 mi
4/10
East Middle SchoolGrades 6-80.6 mi
3/10
Binghamton High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Basement
  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks,Water Heater

Bedroom

  • Level: Second
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Dimensions: 15 x 9

Bedroom

  • Level: Second
  • Dimensions: 13 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: First
  • Dimensions: Pantry

Dining Room

  • Level: Basement
  • Dimensions: 12 x 11

Features

  • Flooring: Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,416

Heating

  • Heating features: Other,See Remarks

Interior Area

  • Total interior livable area: 1,416 sqft

Kitchen

  • Level: First
  • Dimensions: 13 x 12

Living Room

  • Level: First
  • Dimensions: 20 x 12

Property

Details

  • Parcel number: 03020016102300010050000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Porch

Lot

  • Lot size: 6,534 sqft
  • Features: Level
  • Lot size dimensions: 50 x 134

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$58$696
Property Taxes $183$2,196
Electricity $246$2,954
Total$992$11,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,011/yr
40% on housing$29,760/yr
45% on housing$26,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 13904$86
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13904$105
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Listed for sale$99,900
2008-07-17Sold$89,900
2004-07-20Sold$65,500
1996-06-05Sold$34,000

For Sale by Agent

AgentJoseph E Gehl
BrokerageGEHLCO REALTY

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