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12 Roosevelt Ave, Binghamton, NY, 13901

3beds
1baths
1,969sqft
$159,000
$81price/sqft
$1,291/moest. monthly cost
$51,640/yrincome needed

About This Home

This thoughtfully designed 3-bedroom, 1-bath home offers a warm and inviting layout ideal for both everyday living and entertaining. The separate kitchen and dining area provide a functional space that flows seamlessly into the spacious living room. A covered front porch adds to the home’s charm and creates the perfect spot to relax and unwind. Conveniently situated near shopping, dining, and major highways, this location makes commuting and daily errands simple. Schedule your showing today to see all this home has to offer!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
Theodore Roosevelt SchoolGrades PK-50.4 mi
4/10
East Middle SchoolGrades 6-80.9 mi
3/10
Binghamton High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Construction materials: Clapboard,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating

  • Heating features: Ductless,Forced Air

Interior Area

  • Total interior livable area: 1,969 sqft

Property

Details

  • Parcel number: 0302001443527

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Porch

Lot

  • Lot size: 3,750 sqft
  • Features: Level
  • Lot size dimensions: 50 x 75

Parking

  • Parking features: Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$76$912
Property Taxes $87$1,044
Electricity $325$3,904
Total$1,291$15,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,262/yr
40% on housing$38,730/yr
45% on housing$34,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 13901$90
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13901$131
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-20Listed for sale$159,000
2026-01-02Listing removed$154,000
2025-10-01Price change$154,000
2025-09-03Listed for sale$159,000
2025-07-01Listing removed$175,000
2025-04-18Listed for sale$175,000
2024-06-28Sold$95,000
2024-05-19Pending sale$124,900
2024-04-29Listed for sale$124,900

For Sale by Agent

AgentMD Junaed
BrokerageEXIT REALTY HOMEWARD BOUND

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