See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

11 Mulberry St, Binghamton, NY, 13901

3beds
1baths
1,530sqft
$160,000
$105price/sqft
$1,431/moest. monthly cost
$57,240/yrincome needed

About This Home

Pride of ownership shines in this pristine, move-in-ready 3-bedroom, 1-bath home! Beautiful chestnut woodwork adds warmth and character, while the layout offers both space and comfort. The main floor includes two bedrooms (one used as an office) with access to the back porch, plus updates like vinyl windows, split air system, granite counters, gas stove, and newer sink. Washer/dryer included; furnace updated in 2019. Upstairs features a spacious third bedroom with hardwood floors and high ceilings. The walkout lower level offers a tandem garage, workshop, and plenty of storage. A detached 2-car garage and paved shared driveway make for easy, low-maintenance living.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
Theodore Roosevelt SchoolGrades PK-50.3 mi
4/10
East Middle SchoolGrades 6-80.9 mi
3/10
Binghamton High SchoolGrades PK,9-121.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Aluminum Siding,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Water Heater,Range Hood

Basement

  • Level: Lower
  • Dimensions: 35x11

Bathroom

  • Level: First
  • Dimensions: 8x6

Bathroom

  • Level: Second
  • Dimensions: 20x12

Bedroom

  • Level: First
  • Dimensions: 11x11

Bedroom

  • Level: First
  • Dimensions: 14x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Second
  • Dimensions: 16x12

Bonus Room

  • Level: First
  • Dimensions: 16x9

Bonus Room

  • Level: First
  • Dimensions: 22x10

Dining Room

  • Level: First
  • Dimensions: 15x12

Features

  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,530

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Ductless

Interior Area

  • Total interior livable area: 1,530 sqft

Kitchen

  • Level: First
  • Dimensions: 12x12

Living Room

  • Level: First
  • Dimensions: 14x13

Workshop

  • Level: Lower
  • Dimensions: 33x13

Property

Details

  • Parcel number: 03020014404300020200000000

Features

  • Patio & porch: Enclosed,Porch
  • Exterior features: Landscaping

Lot

  • Lot size: 4,464 sqft
  • Features: Sloped Down
  • Lot size dimensions: 48 x 93

Parking

  • Total spaces: 2
  • Parking features: Detached,Electricity,Garage,Two Car Garage,Garage Door Opener,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$76$912
Property Taxes $294$3,528
Electricity $252$3,034
Total$1,431$17,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,062/yr
40% on housing$42,930/yr
45% on housing$38,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 13901$89
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13901$131
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$180,000
2023-10-13Sold$137,000
2023-08-25Pending sale$135,000
2023-08-22Listed for sale$135,000

For Sale by Agent

AgentQuinlana C Blackman
BrokerageHOWARD HANNA

Similar Homes