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23 Travis Ave, Binghamton, NY, 13904

2beds
1baths
924sqft
$60,500
$65price/sqft
$697/moest. monthly cost
$27,880/yrincome needed

About This Home

Why rent when you can own in Binghamton NY for less. Local attractions include The Discovery Center, The Story Garden, and Otsiningo Park. Roll up your sleeve and put on your designer touches on the two bedroom home. At this price if you blink it will be SOLD. AS-IS SALE property. Buyers to inspect prior to bidding. The Buyer's due diligence needs to be conducted prior to bidding, as the high bidder will receive an AS-IS only contract.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Theodore Roosevelt SchoolGrades PK-50.4 mi
4/10
East Middle SchoolGrades 6-80.7 mi
3/10
Binghamton High SchoolGrades PK,9-122.0 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Other
  • Construction materials: Aluminum Siding,Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Attic: None

Heating & Cooling

  • Heating features: Forced Air,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Property

Details

  • Parcel number: 030200 144.44229
  • Special condition: Auction

Lot

  • Lot size: 5,000 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $305$3,660
Home Insurance *$35$420
Property Taxes $111$1,332
Electricity $246$2,954
Total$697$8,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,897/yr
40% on housing$20,910/yr
45% on housing$18,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 13904$87
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13904$105
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentNeven Spralja
BrokerageREALHome Services & Solutions

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