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4182 Murphy Rd, Binghamton, NY, 13903

7beds
5baths
6,120sqft
$665,000
$109price/sqft
$6,029/moest. monthly cost
$241,160/yrincome needed

About This Home

Spacious contemporary home set on a stunning 5.66-acre lot in the Susquehanna Valley School District. The main level features a large living room with a stone fireplace, an updated custom kitchen with dining area, bright family room with access to the wraparound deck, formal dining room, laundry room, half bath & a spacious primary suite. Upstairs offers 3 generously sized bedrooms, an office, & a full bath. The finished lower level includes a great room with wood stove, a bedroom, office, full bath & a large bonus room. An attached in-law suite provides exceptional flexibility with a living room featuring a wet bar, two bedrooms, bonus room & full bath. Completing the property is a new roof, 3-car attached garage & beautiful outdoor space offering privacy & room to roam. This one-of-a-kind property offers endless possibilities for multi-generational living, entertaining, or simply enjoying the peaceful country setting. Don't miss this rare opportunity—schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
6/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Basement
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Exhaust Fan,Gas Water Heater,Microwave,Propane Water Heater,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Basement

  • Basement: Walk-Out Access

Bathroom

  • Level: Second
  • Dimensions: 11 x 7

Bathroom

  • Level: Second
  • Dimensions: 9 x 6 In-law Suite

Bathroom

  • Level: Lower
  • Dimensions: 11 x 8

Bedroom

  • Level: Second
  • Dimensions: 18 x 13

Bedroom

  • Level: Second
  • Dimensions: 18 x 13

Bedroom

  • Level: Second
  • Dimensions: 17 x 13

Bedroom

  • Level: Second
  • Dimensions: 15 x 11 In-law Suite

Bedroom

  • Level: Second
  • Dimensions: 15 x 14 In-law Suite

Bedroom

  • Level: Lower
  • Dimensions: 19 x 18

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower
  • Dimensions: 41 x 13

Dining Room

  • Level: First
  • Dimensions: 19 x 10

Dining Room

  • Level: First
  • Dimensions: 14 x 13

Family Room

  • Level: First
  • Dimensions: 19 x 19

Features

  • Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Number of fireplaces: 3
  • Fireplace features: Basement,Great Room,Living Room,Pellet Stove,Stone,Stove,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,828
  • Finished area above ground: 4,292

Foyer

  • Level: First
  • Dimensions: 25 x13

Great Room

  • Level: Lower
  • Dimensions: 26 x 18

Half Bath

  • Level: First
  • Dimensions: 5 x 4

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 6,120 sqft

Kitchen

  • Level: First
  • Dimensions: 14 x 13

Laundry

  • Level: First
  • Dimensions: 15 x 9

Living Room

  • Level: First
  • Dimensions: 26 x 18

Living Room

  • Level: Second
  • Dimensions: 21 x 18 In-law Suite

Master Bathroom

  • Level: First
  • Dimensions: 14 x 10

Master Bedroom

  • Level: First
  • Dimensions: 24 x 13

Office

  • Level: Second
  • Dimensions: 13 x 10

Office

  • Level: Second
  • Dimensions: 11 x 8 In-law Suite

Office

  • Level: Lower
  • Dimensions: 14 x 13

Property

Details

  • Parcel number: 03220017701800010280000000
  • Zoning: Res
  • Zoning description: Res
  • Other equipment: Satellite Dish

Features

  • Patio & porch: Deck,Open
  • Exterior features: Deck,Landscaping,Mature Trees/Landscape,Propane Tank - Leased

Lot

  • Lot size: 5.66 Acres
  • Features: Sloped Down,Garden,Level,Wooded,Landscaped
  • Lot size dimensions: 5.66 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Electricity,Garage,Three Car Garage,Garage Door Opener,Heated Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$432$5,184
Property Taxes $1,224$14,688
Electricity $1,011$12,136
Total$6,029$72,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,708/yr
40% on housing$180,870/yr
45% on housing$160,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 13903$95
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13903$113
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$665,000
1996-02-22Sold$15,000

For Sale by Agent

AgentJenifer L. Sopko
BrokerageWARREN REAL ESTATE (Vestal)

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