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736 River Rd, Binghamton, NY, 13901

5beds
2baths
2,068sqft
$194,400
$94price/sqft
$1,774/moest. monthly cost
$70,960/yrincome needed

About This Home

Side-by-side duplex on River Road across from Chenango Bridge Elementary. Left unit offers 2 bedrooms, 1.5 baths, living room, dining room, kitchen, and laundry in the half bath. Right unit features 3 bedrooms, 1 full bath, an eat-in kitchen, and separate laundry room. Convenient location close to schools, shopping, and major routes. Suitable for investors or owner-occupants. Tenants pay their own utilities.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Exhaust Fan,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,068

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,068 sqft

Property

Details

  • Parcel number: 03240011200700070090000000
  • Zoning: Res1
  • Zoning description: Res1

Features

  • Patio & porch: Covered,Deck,Open,Patio,Porch
  • Exterior features: Deck,Mature Trees/Landscape,Porch,Patio

Lot

  • Lot size: 1.50 Acres
  • Features: Level
  • Lot size dimensions: 65,340

Parking

  • Total spaces: 3
  • Parking features: Driveway,Detached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $982$11,784
Home Insurance *$93$1,116
Property Taxes $358$4,296
Electricity $341$4,101
Total$1,774$21,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,822/yr
40% on housing$53,220/yr
45% on housing$47,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 13901$90
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13901$131
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$194,500
2006-07-05Sold$80,000
2005-03-15Sold$57,000

For Sale by Agent

AgentCatherine M Warner
BrokerageEXIT REALTY FRONT AND CENTER

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