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5 Banford Rd, Binghamton, NY, 13901

4beds
2baths
2,111sqft
$275,000
$130price/sqft
$2,375/moest. monthly cost
$95,000/yrincome needed

About This Home

Step inside and discover a home where the heart of the house has been beautifully transformed. The 2023 kitchen renovation shines with gorgeous quartz counters, fresh finishes, and a layout that makes cooking and gathering effortless, open to the large dining area. French doors lead out to the back deck, creating an easy flow for indoor-outdoor living and entertaining. The living room sits off the kitchen and offers a peaceful retreat, complete with access to the back patio & deck. First-floor bedroom currently being used as library/office, while additional bonus room is used as designated laundry room. Upstairs, the primary bedroom, two additional bedrooms, and a full bath create private sleeping space. Lower-level family room expands everyday comfort. There isn’t a room in this home that hasn’t been thoughtfully detailed or cared for. The refreshed front porch, stamped concrete walkway & new driveway create a charming, welcoming first impression. Open House Saturday 8/8 11am-12pm

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Range,Gas Water Heater,Microwave,Refrigerator,Water Softener Owned,Washer

Bathroom

  • Level: First
  • Dimensions: 5'5" x 8'

Bathroom

  • Level: Second
  • Dimensions: 5' x 7'6"

Bedroom

  • Level: First
  • Dimensions: 11'7" x 11'

Bedroom

  • Level: Second
  • Dimensions: 11'7" x 10'7"

Bedroom

  • Level: Second
  • Dimensions: 13' x 7'6"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First
  • Dimensions: 8' x 11'8"

Dining Room

  • Level: First
  • Dimensions: 20' x 10'

Family Room

  • Level: Basement
  • Dimensions: 24' x 11'

Features

  • Pantry
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 270
  • Finished area above ground: 1,841

Foyer

  • Level: First
  • Dimensions: 3'8" x 3'

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,111 sqft

Kitchen

  • Level: First
  • Dimensions: 20' x 11'8"

Laundry

  • Level: First
  • Dimensions: 4' x 8' off bonus room

Living Room

  • Level: First
  • Dimensions: 13' x 15'

Master Bedroom

  • Level: Second
  • Dimensions: 20' x 9'

Utility Room

  • Level: Basement
  • Dimensions: 38' x 22 open

Property

Details

  • Parcel number: 03240011212353
  • Zoning: 210
  • Zoning description: 210

Features

  • Patio & porch: Covered,Deck,Open,Patio,Porch
  • Exterior features: Deck,Porch,Patio,Shed

Lot

  • Lot size: 0.26 Acres
  • Features: Level,Landscaped
  • Lot size dimensions: .26 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$131$1,572
Property Taxes $506$6,072
Electricity $348$4,186
Total$2,375$28,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,428/yr
40% on housing$71,250/yr
45% on housing$63,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 13901$88
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13901$131
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$275,000
2026-08-01Listed for sale$275,000
2015-10-09Sold$165,000
2006-06-30Sold$126,000
2003-07-24Sold$93,000

For Sale by Agent

AgentLorelee Schultz
BrokerageHOWARD HANNA

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