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41 S Morningside Dr, Binghamton, NY, 13905

2beds
2baths
1,960sqft
$225,000
$115price/sqft
$1,982/moest. monthly cost
$79,280/yrincome needed

About This Home

Welcome to 41 S. Morningside Drive, where charm, comfort, and opportunity come together! This well-maintained 2-bedroom, 2-bath home offers a functional layout, a cozy fireplace, an attached garage, and a spacious yard that's perfect for relaxing, entertaining, gardening, or simply enjoying the outdoors. Conveniently located near shopping, dining, parks, major roadways, and everyday amenities, this inviting home is ready for its next chapter. Come see all it has to offer and imagine the possibilities!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

6/10
8/10

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Basement
  • Construction materials: Asphalt,Composite Siding,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Oven,Refrigerator,Range Hood,Washer

Basement

  • Level: Basement
  • Dimensions: 37x12

Bathroom

  • Level: Basement
  • Dimensions: 11x11

Bathroom

  • Level: First
  • Dimensions: 8x4

Bedroom

  • Level: First
  • Dimensions: 14x11

Bedroom

  • Level: Basement
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First
  • Dimensions: 18X9

Features

  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room,Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 797
  • Finished area above ground: 1,163

Foyer

  • Level: First
  • Dimensions: 11x9

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,960 sqft

Kitchen

  • Level: First
  • Dimensions: 19x11

Laundry

  • Level: Basement
  • Dimensions: 20x10

Library

  • Level: First
  • Dimensions: 13x15

Living Room

  • Level: First
  • Dimensions: 24x13

Property

Details

  • Parcel number: 03240012811511

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Patio

Lot

  • Lot size: 0.35 Acres
  • Features: Level
  • Lot size dimensions: .35

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$108$1,296
Property Taxes $414$4,968
Electricity $323$3,886
Total$1,982$23,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,954/yr
40% on housing$59,460/yr
45% on housing$52,853/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 13905$107
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13905$128
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$225,000
2026-07-09Contingent$235,000
2026-06-26Listed for sale$235,000
1998-11-19Sold$68,000

For Sale by Agent

AgentStacey Guokas
BrokerageEXIT REALTY FRONT AND CENTER

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