20 Lovejoy Rd, Harpursville, NY, 13787
About This Home
Fantastic owner-occupy opportunity with this great duplex in Harpursville. Located just minutes from Route 88 and just off Route 7, this duplex has a 1st-floor unit that is vacant and move-in ready! Separate utilities for each, with a shared well and septic. 1st floor heats with electric; second floor has a forced-air furnace. Nice patio off the back with a covered patio at the front entrance. All appliances included. The 2nd floor has access to the deck and an added entry room. Good-sized rooms, open floor plan make this a great investment for the next owner.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater,Oven,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Vinyl
- Finished area above ground: 1,966
Heating & Cooling
- Heating features: Baseboard,Forced Air
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total interior livable area: 1,966 sqft
Property
Details
- Parcel number: 03260010000200010060000000
- Zoning: 220
- Zoning description: 220
Features
- Patio & porch: Covered,Deck,Open,Patio
- Exterior features: Deck,Landscaping,Patio
Lot
- Lot size: 0.75 Acres
- Features: Level
- Lot size dimensions: 200 x 200
Parking
- Parking features: Parking Space(s)
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $112 | $1,344 |
| Property Taxes | $349 | $4,188 |
| Electricity | $324 | $3,898 |
| Total | $1,745 | $20,940 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $189,900 |
| 2021-01-07 | Sold | $118,000 |
| 2020-10-20 | Pending sale | $123,000 |
| 2020-09-17 | Price change | $123,000 |
| 2020-07-22 | Listed for sale | $127,000 |
| 2019-02-21 | Sold | $50,000 |
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