12 James Ave, Binghamton, NY, 13901
About This Home
Welcome to a home that defines charm, character, & decades of dedicated care! That's right, decades! This home has been well-loved, by the SAME OWNER for 50 YEARS! Boasting fantastic curb appeal and a highly desirable location within the Chenango Valley School District, this sweet gem is ready for its next chapter. Notable highlights include hardwood floors just waiting to be revealed beneath the first-floor carpeting, enclosed back porch, minimal traffic on this lovely, dead-end street and no walking down the driveway in the middle of winter—your mail is delivered right to your front door! Updates include: a newer 100-amp electrical panel, new gutters with leaf guards (2025), a replacement window in the dining room, a gas hot water heater (2024), and a refreshed appliance package including a gas range (2023), dryer (2021), and refrigerator (2019). From its inviting silhouette to its cozy, manageable layout, this property perfectly captures the warmth of a traditional Cape Cod.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1942
Materials
- Foundation: Basement
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Washer Hookup,Dryer Hookup
Bathroom
- Level: Second
- Dimensions: 5 x 8
Bedroom
- Level: Second
- Dimensions: 11 x 17
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bonus Room
- Level: First
- Dimensions: 9 x 9 enclosed porch
Dining Room
- Level: First
- Dimensions: 9 x 11
Features
- Door features: Storm Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Hardwood,Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,277
Half Bath
- Level: Basement
- Dimensions: 4 x 6 water closet
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Ceiling Fan(s),Wall/Window Unit(s)
Interior Area
- Total interior livable area: 1,277 sqft
Kitchen
- Level: First
- Dimensions: 10 x 9
Living Room
- Level: First
- Dimensions: 13 x 15
Master Bedroom
- Level: Second
- Dimensions: 10 x 18
Property
Details
- Parcel number: 03300112807600010070000000
Features
- Patio & porch: Covered,Deck,Enclosed,Open,Porch
- Exterior features: Deck,Landscaping,Mature Trees/Landscape,Porch
Lot
- Lot size: 7,840 sqft
- Features: Garden,Level,Landscaped
- Lot size dimensions: 63 ft x 0 ft
Parking
- Total spaces: 1
- Parking features: Attached,Driveway,Garage,One Car Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $909 | $10,908 |
| Home Insurance * | $86 | $1,032 |
| Property Taxes | $331 | $3,972 |
| Electricity | $246 | $2,954 |
| Total | $1,572 | $18,864 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $179,900 |
For Sale by Agent
View on Zillow