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43 Adams St, Binghamton, NY, 13905

4beds
2baths
2,042sqft
$200,000
$98price/sqft
$1,812/moest. monthly cost
$72,480/yrincome needed

About This Home

Come check out this conveniently located 3 story home in the Town of Dickenson! Easy access to the highway. The roof is only 8 months old and comes with a transferrable 50-year warranty. The one 2nd floor bedroom is connected to the 3rd floor bonus room for storage, additional living space, or entertainment area. The family room comes set up with theater equipment for movie night or epic game battles. The fencing in back yard comes with a pavilion to provide shade and keep you dry in case of those sudden rain showers.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Three Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Range,Gas Water Heater,Microwave,Refrigerator,Water Softener Owned,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Walk-Out Access

Bedroom

  • Level: Second
  • Dimensions: 10x10

Bedroom

  • Level: Second
  • Dimensions: 11x13

Bedroom

  • Level: Second
  • Dimensions: 13.5x21

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Third
  • Dimensions: 19.5x11.5 (bedroom extension)

Dining Room

  • Level: First
  • Dimensions: 7.5x13

Family Room

  • Level: First
  • Dimensions: 14.5x15.5

Features

  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,042

Half Bath

  • Level: First
  • Dimensions: 6x3.5

Heating & Cooling

  • Heating features: Gas,Hot Water,Radiator(s)
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,042 sqft

Kitchen

  • Level: First
  • Dimensions: 13x12

Laundry

  • Level: First
  • Dimensions: 7.5x6

Living Room

  • Level: First
  • Dimensions: 13.5x14.5

Master Bedroom

  • Level: First
  • Dimensions: 13.5x13.5

Property

Details

  • Parcel number: 03308914305100020210000000
  • Zoning: res
  • Zoning description: res

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Deck,Enclosed,Porch
  • Exterior features: Deck,Landscaping,Porch,Storm Windows/Doors
  • Fencing: Yard Fenced

Lot

  • Lot size: 4,356 sqft
  • Features: Sloped Down,Garden,Landscaped
  • Lot size dimensions: 40 x 110

Parking

  • Parking features: Driveway,Parking Space(s),On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$96$1,152
Property Taxes $368$4,416
Electricity $337$4,049
Total$1,812$21,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,125/yr
40% on housing$54,360/yr
45% on housing$48,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 13905$108
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13905$128
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$200,000
2025-04-10Listing removed$194,000
2025-01-16Listed for sale$194,000
2025-01-06Contingent$194,000
2024-11-20Price change$194,000
2024-10-25Listed for sale$199,000
2021-12-02Sold$135,500
2021-10-31Pending sale$124,900
2021-09-29Contingent$124,900
2021-09-28Listed for sale$124,900
2014-07-22Sold$85,500
2014-04-06Listed for sale$89,500
2013-02-20Listing removed$61,900
2012-05-11Listed for sale$61,900
2004-01-07Sold$60,000
1999-02-16Sold$65,000
1998-10-06Sold$52,000
1998-02-26Sold$48,267
1996-08-15Sold$49,000

For Sale by Agent

AgentJohn F VanLuvender
BrokerageEXIT REALTY HOMEWARD BOUND

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