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3712 Phillips Pl, Saint Louis, MO, 63116

2beds
2baths
1,072sqft
$99,900
$93price/sqft
$826/moest. monthly cost
$33,040/yrincome needed

About This Home

OUTSTANDING OPPORTUNITY!!! This Tower Grove Charmer is sure to please! Completely rehabbed in recent years, this one has so much to offer! Newer roof & siding, open floorplan, off-street parking and MORE! Newer deck, high efficiency water heater and tall ceilings make this one a WINNER! Bring your work boots and your creativity and make this one SHINE! Schedule a showing today! Property is to be sold in its current as-is condition with no warranties or representations by the Seller. Seller will not make repairs nor provide any inspections. Seller's addendum is required after terms of sale are agreed upon. Special Sale Contract (Form #2043) required. Proof of funds or pre-approval letter required with offer.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

7/10
Froebel Elementary SchoolGrades PK-50.7 mi
1/10
Roosevelt High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1890

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 536
  • Finished area above ground: 1,072

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,072
  • Total interior livable area: 1,072 sqft

Property

Details

  • Parcel number: 41800000400
  • Special condition: Listing As Is,Real Estate Owned

Features

  • Levels: Two
  • Patio & porch: Porch
  • Fencing: Back Yard

Lot

  • Lot size: 6,098 sqft
  • Features: Back Yard
  • Lot size dimensions: 50 x 122

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$95$1,140
Property Taxes $85$1,020
Electricity $141$1,693
Total$826$9,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,320/yr
40% on housing$24,780/yr
45% on housing$22,026/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 63116$108
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63116$155
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Sold--
2023-12-07Listing removed--
2023-11-29Listed for rent$1,750
2023-11-15Sold--
2023-10-16Pending sale$199,900
2023-10-14Listing removed--
2023-09-03Price change$199,900
2023-07-13Price change$205,000
2023-06-16Price change$215,000
2023-05-22Listed for sale$235,000

Unknown Listed By

AgentBenjamin Nichols
BrokerageNichols & Associates Real Estate

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