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3423 Giles Ave, Saint Louis, MO, 63116

4beds
2baths
2,334sqft
$415,000
$178price/sqft
$3,027/moest. monthly cost
$121,080/yrincome needed

About This Home

Welcome to 3423 Giles Avenue, nestled in the heart of beautiful Tower Grove South in St. Louis, MO. This stunning fully renovated duplex blends modern updates with timeless character, showcasing original hardwood floors, doors, trim, and built-ins that preserve its historic charm and elegance. This property offers incredible flexibility: live in one unit and rent the other, or add a turnkey duplex to your investment portfolio. Just a short walk to neighborhood restaurants, the library, and the park, this location delivers the best of city living with a friendly community feel. What more could you ask for? Upstairs unit features: 2 spacious bedrooms 1 full bathroom Custom cabinetry Original hardwood floors Comfortable living room Light-filled eat-in kitchen Downstairs unit features: 1 full-size bedroom 1 pass-through bedroom (great for office, nursery, or guest room) Fully updated bathroom Custom cabinetry Original hardwood floors Eat-in kitchen with modern finishes Additional highlights: Each unit has separate access to half of the shared deck space Three-car parking pad in the rear Separate basement access for each unit with individual laundry hookups Each unit is separately metered for electric, making utility management and bill separation simple for both owner-occupants and investors Whether you’re looking for a home with income potential or a beautifully updated rental property in one of St. Louis’s most sought-after neighborhoods, 3423 Giles Avenue is a rare find. Listing Agent is partial owner

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

6/10
Mann Elementary SchoolGrades PK-60.6 mi
1/10
Roosevelt High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Roof: Flat
  • Construction materials: Brick,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Cooktop,Dishwasher,Disposal,Instant Hot Water,Microwave,Gas Oven,Built-In Range,Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Storage Space,Unfinished,Walk-Out Access,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Custom Cabinetry,Eat-in Kitchen,Granite Counters,Natural Woodwork,Open Floorplan,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Master Bedroom,See Remarks
  • Fireplace: Yes
  • Finished area above ground: 2,334

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,334
  • Total interior livable area: 2,334 sqft

Property

Details

  • Parcel number: 41850001600
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Deck

Lot

  • Lot size: 3,820 sqft
  • Features: Back Yard,Landscaped

Parking

  • Parking features: No Garage,Off Street,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$395$4,740
Property Taxes $356$4,272
Electricity $178$2,138
Total$3,027$36,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,782/yr
40% on housing$90,810/yr
45% on housing$80,720/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 63116$105
St. Louis City$112

vs Homes Sold Last Month

Median $/sqft

ZIP 63116$155
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$399,000
2026-06-12Listed for sale$415,000
2025-04-02Sold--
2022-01-25Listing removed--
2021-12-13Listed for rent$895
2020-01-20Listing removed$775
2019-12-17Listed for rent$775
2018-12-14Listing removed$750
2018-11-27Price change$750
2018-10-17Listed for rent$800
2018-08-21Listing removed$800
2018-08-17Listed for rent$800

For Sale by Agent

AgentMorgan M Escano
BrokerageMagnolia Real Estate

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