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188 N Broad St, Johnson City, NY, 13790

4beds
2baths
2,208sqft
$295,000
$134price/sqft
$2,566/moest. monthly cost
$102,640/yrincome needed

About This Home

Looking to upgrade your real estate portfolio? This well-maintained two-family with a great rental history could be the addition you've sought. The two identical units are ideal for tenant or owner-occupant comfort with eat-in kitchens, spacious and bright rooms, LED lighting, laundry, and covered decks for outdoor enjoyment. The second story got a mini makeover in 2022 with new LVP flooring and a new refrigerator, as did the first floor in 2024. Both units have a washer/dryer, and the first-floor washer is new as of 2/2024. Brand new boiler put in March 2026! Conveniently located to services in a lovely neighborhood with sidewalks and mature trees.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

Construction

Condition

  • Year built: 1919

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area above ground: 2,208

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 2,208 sqft

Property

Details

  • Parcel number: 03460314304100010510000000
  • Zoning: Urban Single Fam
  • Zoning description: Urban Single Fam

Features

  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Porch

Lot

  • Lot size: 7,405 sqft
  • Features: Level
  • Lot size dimensions: 60 x 120

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$168$2,016
Property Taxes $543$6,516
Electricity $364$4,378
Total$2,566$30,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,977/yr
40% on housing$76,980/yr
45% on housing$68,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 13790$103
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13790$113
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$295,000
2025-05-04Listing removed$275,000
2024-11-20Listed for sale$275,000
2017-03-10Sold$82,000
2017-01-30Pending sale$85,000
2016-09-26Listed for sale$85,000
2016-08-20Listing removed$87,500
2016-08-03Price change$87,500
2016-07-16Listed for sale$92,000
2016-04-05Listing removed$95,000
2015-10-07Listed for sale$95,000
2015-08-27Listing removed$97,000
2015-02-28Listed for sale$97,000
2012-08-28Listing removed$101,500
2012-01-20Price change$101,500
2011-07-15Price change$103,000
2010-11-19Listed for sale$112,000
2005-12-16Sold$97,500

For Sale by Agent

AgentJohn J. Farrell
BrokerageEXIT REALTY HOMEWARD BOUND

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