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71 Saint Charles St, Johnson City, NY, 13790

4beds
2baths
1,100sqft
$89,999
$82price/sqft
$917/moest. monthly cost
$36,680/yrincome needed

About This Home

Bring your toolbox and creativity to this versatile 4 bedroom, 2 bathroom starter home located just minutes from downtown Johnson City. Perfect for buyers seeking a great deal and the opportunity to build equity, this home offers strong potential for customization. Situated on a manageable lot, the backyard borders the Wilson Hospital campus, providing a unique and highly accessible location close to major employers, shopping, and everyday amenities. Whether you're an owner occupant looking to build sweat equity or an investor searching for your next project, this property is full of opportunity!

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Basement
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: Partial

Bathroom

  • Level: Second
  • Dimensions: 10x5

Bedroom

  • Level: First
  • Dimensions: 10x8

Bedroom

  • Level: Second
  • Dimensions: 7.5x15

Bedroom

  • Level: Second
  • Dimensions: 9x10

Bedroom

  • Level: Second
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Storm Window(s)
  • Flooring: Carpet,Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,100 sqft

Living Room

  • Level: First
  • Dimensions: 15x11

Other

  • Level: First
  • Dimensions: 11x10

Property

Details

  • Parcel number: 03460314364319

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck
  • Exterior features: Deck,Storm Windows/Doors

Lot

  • Lot size: 6,969 sqft
  • Features: Level
  • Lot size dimensions: 58 x 121

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$51$612
Property Taxes $165$1,980
Electricity $246$2,954
Total$917$11,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,440/yr
40% on housing$27,510/yr
45% on housing$24,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 13790$104
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13790$113
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listed for sale$110,000
2002-08-27Sold$16,000
1998-02-27Sold$17,000

For Sale by Agent

AgentNadia K Murphy
BrokerageHOWARD HANNA

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