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223 Hudson St, Johnson City, NY, 13790

4beds
2baths
1,404sqft
$189,900
$135price/sqft
$1,663/moest. monthly cost
$66,520/yrincome needed

About This Home

Student housing investment opportunity currently leased to students for $2,600 per month through 2027, providing immediate cash flow. The existing 4-bedroom, 2-bathroom layout offers potential for a 5th bedroom conversion. This fully furnished home features spacious living and dining areas, a bright enclosed sun porch, stainless steel appliances, first-floor laundry plus additional laundry in the basement, and a WiFi-controlled smart thermostat. Generous bedroom sizes, ample closet space, basement storage, and a functional layout support strong tenant appeal. Additional features include a detached garage, off-street parking, and backyard space. Conveniently located near Binghamton University’s Decker College of Nursing and Health Sciences, main campus, BU bus routes, hospitals, shopping, and public transportation. Turnkey investment opportunity offering immediate cash flow, a proven rental history, and long-term upside in one of Binghamton’s established student rental markets

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Range,Gas Water Heater,Refrigerator,Washer

Bedroom

  • Level: First
  • Dimensions: 12x12

Bedroom

  • Level: Second
  • Dimensions: 12x11

Bedroom

  • Level: Second
  • Dimensions: 11x10

Bedroom

  • Level: Second
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 12x12

Features

  • Walk-In Closet(s)
  • Flooring: Hardwood,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,404

Foyer

  • Level: First
  • Dimensions: 8x10

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,404 sqft

Kitchen

  • Level: First
  • Dimensions: 15x9

Living Room

  • Level: First
  • Dimensions: 15x12

Property

Details

  • Parcel number: 03460314380323

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Enclosed,Open,Porch
  • Exterior features: Deck
  • Fencing: Yard Fenced

Lot

  • Lot size: 4,791 sqft
  • Features: Level
  • Lot size dimensions: 40 x 120

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$108$1,296
Property Taxes $349$4,188
Electricity $246$2,954
Total$1,663$19,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,017/yr
40% on housing$49,890/yr
45% on housing$44,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 13790$103
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13790$113
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$189,900
2026-03-05Listing removed$2,600
2026-02-18Listed for rent$2,600
2026-02-17Listing removed$2,600
2026-02-04Listed for rent$2,600
2026-02-04Listing removed$2,600
2025-12-26Listed for rent$2,600
2025-01-31Listing removed$2,500
2024-11-21Listed for rent$2,500
2024-11-13Listing removed$2,500
2024-09-26Listed for rent$2,500
2023-10-25Listing removed--
2023-10-23Listed for rent$2,500
2021-03-24Listing removed--
2020-03-26Listing removed$1,875
2020-02-18Listed for rent$1,875
2017-08-01Listing removed$350
2017-05-10Price change$350
2017-03-14Price change$280
2017-03-03Price change$285
2017-02-22Price change$1,500
2017-02-14Price change$300
2017-01-20Listed for rent$1,625
2016-03-28Listing removed$320
2015-12-03Listed for rent$320
2006-02-10Sold$33,000
1999-03-25Sold$11,200

For Sale by Agent

AgentAmity L. Deubler
BrokerageeXp REALTY

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