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8425 Halls Ferry Rd, Saint Louis, MO, 63147

5beds
2baths
946sqft
$120,000
$127price/sqft
$1,213/moest. monthly cost
$48,520/yrincome needed

About This Home

Luxury-level renovation meets high-income potential in this fully remodeled mixed-use commercial/residential property at 8425 Halls Ferry Rd in St. Louis. This is a rare opportunity for investors seeking a turnkey, high-end asset that can function as a luxury furnished residence, a premium rental property, a business location with living quarters, or a strong cash-flow mixed-use investment. The building has been completely transformed from top to bottom with upscale finishes and major system upgrades already completed. The property now features 5 spacious bedrooms and 2 fully updated luxury bathrooms, along with a layout that easily supports residential, professional, or income-producing use. Every major component is brand new, including a new roof, new HVAC system, new plumbing, updated electrical, and energy-efficient vinyl windows, providing long-term value and low maintenance costs for investors. This property is being sold fully furnished, allowing for immediate use as a high-end rental, executive housing, short-term rental, or live/work property. A home warranty is also included, offering additional protection and peace of mind from day one. One of the strongest advantages of this property is its mixed-use flexibility. Whether you’re looking to operate a business on-site, create a premium furnished rental, establish a professional office with residential space, or hold as a long-term income-producing asset, the layout and zoning provide exceptional versatility that is difficult to find in this price range. Inside, you’ll find modern luxury finishes, large flexible living spaces, and a design that supports both upscale residential living and business use. This is an ideal opportunity for investors, entrepreneurs, and buyers looking for a fully upgraded property that stands out from typical residential inventory. If you’re looking for a luxury-level, fully renovated mixed-use property with strong income potential and long-term value, this one is ready to go. Schedule your showing today and take advantage of this rare turnkey opportunity.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
Herzog Elementary SchoolGrades PK-61.1 mi
2/10
1/10
Vashon High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1891

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 946

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 946
  • Total interior livable area: 946 sqft

Property

Details

  • Parcel number: 42530000500
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size: 2,953 sqft
  • Features: City Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$363$4,356
Property Taxes $103$1,236
Electricity $141$1,693
Total$1,213$14,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,588/yr
40% on housing$36,390/yr
45% on housing$32,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 63147$56
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63147$68
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$120,000
2022-03-14Sold--
2022-02-25Pending sale$19,900
2022-02-14Listed for sale$19,900

For Sale by Agent

AgentRobert K Whitfield
BrokerageWhitfield Realty and Investment Group LLC

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