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3517 Mary St, Endicott, NY, 13760

2beds
1baths
840sqft
$107,000
$127price/sqft
$1,032/moest. monthly cost
$41,280/yrincome needed

About This Home

Wonderful starter home in a convenient location. Just off Hooper road close to the George F Highway. Quiet dead end street. Newer windows. Needs some cosmetic updates. Nice yard. Tenant occupied. Needs 24 hour notice to show. Maine Endwell Schools. Basement could be finished.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Homer Brink SchoolGrades PK-50.6 mi
6/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Basement
  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Water Heater,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bathroom

  • Level: Second
  • Dimensions: 7 x 6

Bedroom

  • Level: Second
  • Dimensions: 11 x 9

Bedroom

  • Level: Second
  • Dimensions: 9 x 7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11 x 9

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 840

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 840 sqft

Kitchen

  • Level: First
  • Dimensions: 9 x 8

Living Room

  • Level: First
  • Dimensions: 16 x 9

Property

Details

  • Parcel number: 03468914201700050260000000

Features

  • Patio & porch: Deck,Enclosed,Open,Porch
  • Exterior features: Deck,Shed

Lot

  • Lot size: 6,075 sqft
  • Features: Level
  • Lot size dimensions: 45 x 135

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $541$6,492
Home Insurance *$48$576
Property Taxes $197$2,364
Electricity $246$2,954
Total$1,032$12,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,382/yr
40% on housing$30,960/yr
45% on housing$27,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 13760$103
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13760$127
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-16Price change$120,000
2026-03-05Listed for sale$129,900
1997-10-20Sold$7,000

For Sale by Agent

AgentErin C. Whited
BrokerageKELLER WILLIAMS REALTY GREATER BINGHAMTON

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