See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

604 Wilma St, Endicott, NY, 13760

3beds
2baths
2,440sqft
$244,900
$100price/sqft
$2,202/moest. monthly cost
$88,080/yrincome needed

About This Home

Spacious Brick Ranch located on a desirable Street close to all amenities and Highland Park. 3 Bedrooms, 2 Bathrooms. Large Kitchen /Dining/Living Area with sliders to the back yard, 1 Full Bath, 3 generous bedrooms. Beautiful Hardwood Floors throughout Living room, Hallway and Bedrooms. Newer Windows. On the Lower Level there is a large Family Room with a fireplace, Bathroom, Laundry Room, and a large bonus room and plenty of storage, along with a 1 car Heated Garage. Outside you will find a private backyard with a patio that backs up the woods, a large side yard and Concrete Driveway. Close to Highland Park and all amenities.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split-Foyer
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Free-Standing Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Basement

  • Basement: Walk-Out Access

Bathroom

  • Level: First
  • Dimensions: 10x7

Bathroom

  • Level: Lower
  • Dimensions: 8x5

Bedroom

  • Level: First
  • Dimensions: 16x11

Bedroom

  • Level: First
  • Dimensions: 13x12

Bedroom

  • Level: First
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Lower
  • Dimensions: 13x11

Dining Room

  • Level: First
  • Dimensions: 14x12

Family Room

  • Level: Lower
  • Dimensions: 19x15

Features

  • Flooring: Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Basement,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,440

Foyer

  • Level: First
  • Dimensions: 9x7

Foyer

  • Level: Lower
  • Dimensions: 11x5

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,440 sqft

Kitchen

  • Level: First
  • Dimensions: 14x11

Laundry

  • Level: Lower
  • Dimensions: 19x7

Living Room

  • Level: First
  • Dimensions: 20x15

Utility Room

  • Level: Lower
  • Dimensions: In Heated Garage

Property

Details

  • Parcel number: 03468915601600040440000000

Features

  • Patio & porch: Open,Patio
  • Exterior features: Landscaping,Mature Trees/Landscape,Patio
  • Has view: Yes

Lot

  • Lot size: 0.54 Acres
  • Features: Sloped Up,Views,Wooded,Landscaped
  • Lot size dimensions: 156 x 150

Parking

  • Total spaces: 1
  • Parking features: Basement,Garage,Parking Space(s)
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$110$1,320
Property Taxes $451$5,412
Electricity $403$4,838
Total$2,202$26,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,497/yr
40% on housing$66,060/yr
45% on housing$58,720/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 13760$103
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13760$127
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$244,900
2026-06-02Listed for sale$249,900
2023-12-15Sold$184,000
2023-11-20Pending sale$179,900
2023-11-06Contingent$179,900
2023-10-31Listed for sale$179,900

For Sale by Agent

AgentR. Karl Zandt
BrokerageEXIT REALTY FRONT AND CENTER

Similar Homes