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4823 San Francisco Ave, Saint Louis, MO, 63115

3beds
2baths
1,157sqft
$79,999
$69price/sqft
$1,278/moest. monthly cost
$51,120/yrincome needed

About This Home

Welcome to 4823 San Francisco Avenue — a beautifully maintained 3-bedroom, 2-bath home ready for its next owner! Whether you’re a first-time homebuyer or a savvy investor, this property offers incredible value and comfort in a convenient Saint Louis location. Step inside to find a bright, open living space with plenty of natural light, a functional layout, and updates throughout. The spacious kitchen. You’ll love the two full bathrooms that provide modern convenience and comfort for everyone. Outside, enjoy a low-maintenance yard and plenty of room for outdoor relaxation or weekend projects. This home is move-in ready — just bring your furniture and make it your own! Located near local schools, parks, shopping, and public transportation, this property offers both comfort and convenience. Don’t miss your chance to own this great home at an unbeatable value! Schedule your private showing today!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
Hickey Elementary SchoolGrades PK-60.5 mi
2/10
1/10
Sumner High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Inside,Main Level

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Hardwood,Vinyl
  • Fireplace features: None
  • Finished area above ground: 1,157

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,157
  • Total interior livable area: 1,157 sqft

Property

Details

  • Parcel number: 43880503600
  • Special condition: Listing As Is

Features

  • Levels: One
  • Patio & porch: Porch
  • Fencing: Back Yard

Lot

  • Lot size: 4,800 sqft
  • Features: Back Yard,Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Tornado
Inland Flooding
Strong Wind
Cold Wave
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$665$7,980
Property Taxes $68$816
Electricity $141$1,693
Total$1,278$15,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,817/yr
40% on housing$38,340/yr
45% on housing$34,080/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 63115$33
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63115$23
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$79,999
2026-04-01Listing removed$89,900
2026-01-23Price change$89,900
2025-10-31Listed for sale$99,900
2016-04-26Sold--
2016-02-16Sold--
2016-01-29Price change$1,000
2016-01-11Price change$7,500
2015-12-29Price change$15,000
2015-12-25Listed for sale--
2009-08-04Listing removed$16,700
2009-07-15Price change$16,700
2009-06-27Listed for sale$18,500
2009-05-19Sold--
2006-10-05Sold--

For Sale by Agent

AgentDonaldson Pierre
BrokerageNettwork Global

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