244 Loretta Ln, Vestal, NY, 13850
About This Home
Spacious 2-bedroom, 1.5 bath townhouse offering great potential for customization and value. This one-owner home features a functional layout with an eat-in kitchen with all appliances and a generous great room with wood-burning fireplace and sliders leading to a rear deck. The second floor offers two bedrooms and a Jack & Jill bathroom. Lower level is plumbed for a second half bath and has a partially finished rec room,. Central air is approximately 3 years old. 2-car attached garage. Property requires updating and is priced accordingly. Being sold "as is" only, making it an excellent opportunity for buyers looking to add their own improvements and build equity. Furnace approximately 15 years old. Roof 15-20 years. Garage has a garage door opener but we are unable to locate remote. Fireplace has not been used in several years.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Basement
- Construction materials: Vinyl Siding
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Free-Standing Range,Gas Water Heater,Refrigerator,Range Hood
Bathroom
- Level: Second
- Dimensions: 13x5
Bedroom
- Level: Second
- Dimensions: 17x9.6
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Family Room
- Level: Lower
- Dimensions: 16x16
Features
- Flooring: Carpet,Tile,Vinyl
- Number of fireplaces: 1
- Fireplace features: Great Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 256
- Finished area above ground: 1,248
Great Room
- Level: First
- Dimensions: 21x13
Half Bath
- Level: First
- Dimensions: 6x3
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,504 sqft
Kitchen
- Level: First
- Dimensions: 14x9.6
Master Bedroom
- Level: Second
- Dimensions: 21x12
Property
Details
- Parcel number: 03480017207114
- Zoning: PD
- Zoning description: PD
Features
- Patio & porch: Deck,Open
- Exterior features: Deck
Lot
- Lot size: 9,583 sqft
- Features: Cul-De-Sac,Level
- Lot size dimensions: 45 x 150
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $656 | $7,872 |
| Home Insurance * | $50 | $600 |
| Property Taxes | $239 | $2,868 |
| Electricity | $248 | $2,982 |
| Total | $1,193 | $14,316 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $129,900 |
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