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453 Grippen Hill Rd, Vestal, NY, 13850

8beds
7baths
4,498sqft
$499,000
$111price/sqft
$4,376/moest. monthly cost
$175,040/yrincome needed

About This Home

A unique opportunity for those seeking space, versatility, and potential. Tucked along a quiet, tree-lined acre in Vestal, this expansive 4,000+ sq ft home offers Sunlit living spaces invite gathering, while a remarkable number of bedrooms provide flexibility for extended living, guests, shared occupancy, or income-producing use. Originally built in the late 1800s and expanded over time, the home balances historic charm with practical updates. The main level flows through spacious living and dining areas into a fantastic updated kitchen with custom cabinetry. Large enclosed sunrooms at both the front and rear provide year-round enjoyment. A separate living space above the 2-car garage, with its own facilities, offers added independence and features a large open deck overlooking the fenced backyard (subject to approvals). In-ground pool and ample off-street parking. Minutes to Binghamton University. Layout supports efficient multi-occupant living. Buyers to verify use.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
6/10
Vestal Middle SchoolGrades 6-83.0 mi
7/10
Vestal Senior High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher,Gas Water Heater,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 7
  • Full bathrooms: 3
  • 1/2 bathrooms: 4

Features

  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 550
  • Finished area above ground: 3,948

Heating & Cooling

  • Heating features: Baseboard,Ductless
  • Cooling features: Ceiling Fan(s),Ductless

Interior Area

  • Total interior livable area: 4,498 sqft

Property

Details

  • Parcel number: 03480018901500010110000000
  • Zoning: One and Two-Family Resi
  • Zoning description: One and Two-Family Resi

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Enclosed,Open,Patio,Porch
  • Exterior features: Deck,Landscaping,Mature Trees/Landscape,Pool,Porch,Patio,Shed
  • Fencing: Yard Fenced

Lot

  • Lot size: 1.09 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$192$2,304
Property Taxes $918$11,016
Electricity $743$8,920
Total$4,376$52,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,034/yr
40% on housing$131,280/yr
45% on housing$116,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 13850$151
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13850$142
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$499,000
2026-03-19Listing removed$498,000
2026-01-20Listed for sale$498,000
2025-12-21Listing removed$478,000
2025-10-06Listed for rent$700
2025-08-19Price change$478,000
2025-08-01Price change$479,000
2025-07-30Price change$489,000
2025-06-19Listed for sale$499,000
2025-05-24Listing removed$492,000
2025-04-22Price change$492,000
2025-03-23Listed for sale$498,000
2025-03-20Listing removed$498,000
2025-03-03Price change$498,000
2025-01-06Listed for sale$550,000
2024-11-15Sold$280,000
2024-08-18Pending sale$299,000
2024-08-17Price change$299,000
2024-07-27Listed for sale$375,000

For Sale by Agent

AgentDaniel Schmitt
BrokerageCENTURY 21 NORTH EAST

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