640 Powderhouse Rd, Vestal, NY, 13850
About This Home
*Recent Price Reduction* Welcome to your own private retreat in the desirable Vestal School District. Situated on 7 picturesque acres, this 4-bedroom, 2.5-bath home offers the perfect combination of privacy, comfort, and outdoor living. Inside, you’ll find living spaces for both everyday living and entertaining. The kitchen opens to inviting gathering areas, while the primary suite provides a peaceful escape. 3 additional bedrooms and 2.5 baths offer lots of space. Step outside and experience all that this property has to offer. The 7-acre setting provides beautiful views and endless opportunities. An in-ground pool creates the ideal space for summer entertaining and relaxing weekends. Enjoy privacy while remaining conveniently close to shopping, dining, and major commuting routes. Buy with confidence! Roof will be replaced before closing, so you'll enjoy the benefits of a brand new roof complete with a transferable warranty for added peace of mind.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Basement
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Gas Water Heater,Microwave,Range
- Laundry features: Washer Hookup,Dryer Hookup
Basement
- Level: Basement
- Dimensions: 14'9" x 18'4" (finished)
Bathroom
- Level: Second
- Dimensions: 4'8" x 11
Bathroom
- Level: Second
- Dimensions: 5'2" x 11
Bedroom
- Level: Second
- Dimensions: 13'6" x 11
Bedroom
- Level: Second
- Dimensions: 9'8" x 12
Bedroom
- Level: Second
- Dimensions: 10'9" x 15'4"
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: First
- Dimensions: 14'10" x 11'10" (Sunroom)
Bonus Room
- Level: Second
- Dimensions: 6'5" x 5'7" (Walk in closet)
Dining Room
- Level: First
- Dimensions: 8'9" x 17'8"
Dining Room
- Level: First
- Dimensions: 13 x 12
Family Room
- Level: First
- Dimensions: 14'10" x 17'8"
Features
- Cathedral Ceiling(s),Pantry,Vaulted Ceiling(s),Workshop
- Window features: Insulated Windows
- Flooring: Carpet,Tile,Wood
- Fireplace features: Family Room,Living Room,Primary Bedroom
- Fireplace: Yes
- Finished area below ground: 280
- Finished area above ground: 2,640
Foyer
- Level: First
- Dimensions: 12'6" x 8'8"
Half Bath
- Level: First
- Dimensions: 7'5" x 4'5"
Heating
- Heating features: Baseboard
Interior Area
- Total interior livable area: 2,920 sqft
Kitchen
- Level: First
- Dimensions: 11'9" x 14'4"
Laundry
- Level: First
- Dimensions: 4'8" x 7'11"
Living Room
- Level: First
- Dimensions: 14'10" x 20'7"
Master Bedroom
- Level: First
- Dimensions: 14'10 x 17'8"
Property
Details
- Parcel number: 03480019101125
Features
- Pool features: In Ground
- Patio & porch: Covered,Enclosed,Patio
- Exterior features: Covered Patio,Landscaping,Mature Trees/Landscape,Pool,Patio,Shed,Outdoor Grill
Lot
- Lot size: 7.27 Acres
- Features: Sloped Down,Level,Landscaped
- Lot size dimensions: 7.27
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Electricity,Garage,Two Car Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $1,058 | $12,696 |
| Electricity | $482 | $5,790 |
| Total | $4,669 | $56,028 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-24 | Price change | $575,000 |
| 2026-06-03 | Listed for sale | $600,000 |
| 2013-09-30 | Sold | $357,000 |
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