See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

445 E 144th St, Bronx, NY, 10454

6beds
3baths
2,100sqft
$1,200,000
$571price/sqft
$7,703/moest. monthly cost
$308,120/yrincome needed

About This Home

FOR SALE – Income-Producing Two-Family Home in Mott Haven, Bronx Exceptional opportunity to own a well-maintained two-family home in the rapidly growing Mott Haven neighborhood of the South Bronx. Built in 1992 and offering approximately 2,280 square feet of living space, this property combines strong cash flow, modern upgrades, and long-term appreciation potential. The property is currently generating $5,650 per month in rental income, with the potential to increase to approximately $6,200 per month at market rents. Existing leases are in place through October and November 2026, providing immediate, stable income for investors. Recent capital improvements include all new windows and a new main entrance door installed in 2026. The roof is in excellent condition, helping minimize future maintenance costs. A standout feature of the property is the private driveway with remote-controlled electric gates, offering secure off-street parking. The home also features a large backyard and an oversized deck, creating valuable outdoor living space rarely found in the area. The first-floor apartment is equipped with energy-efficient split-unit heating and air conditioning systems, and the property benefits from separate gas and electric utilities, making management more efficient and attractive to tenants. Property Highlights Two-family home Approx. 2,280 sq. ft. Built in 1992 Annual property taxes: approximately $5,800 Current rental income: $5,650/month Potential rental income: approximately $6,200/month Leases in place through October and November 2026 New windows (2026) New main entrance door (2026) Roof in excellent condition Private driveway Remote-controlled electric gates Large backyard Huge deck for entertaining Split-unit heating and cooling system Separate gas and electric meters Prime Mott Haven Location Located in one of New York City’s fastest-growing neighborhoods, Mott Haven continues to benefit from significant residential and commercial investment. The area offers convenient access to Manhattan and is served by the 2, 4, 5, and 6 subway lines, allowing for an easy commute throughout the city. Residents enjoy proximity to parks, schools, shopping, restaurants, waterfront developments, and major transportation routes. The neighborhood’s continued growth and redevelopment have made Mott Haven a highly attractive destination for both homeowners and investors. Investment Opportunity With strong current cash flow, upside rental potential, low annual taxes, recent upgrades, and a desirable location close to Manhattan, this property presents an outstanding opportunity for investors seeking immediate income and future appreciation. Move-in-ready, income-producing, and positioned in one of the Bronx’s most promising neighborhoods—this is an opportunity you don’t want to miss. Schedule your private showing today!

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

4/10
Ps 43 Jonas BronckGrades PK-50.2 mi
2/10
Ps Is 224Grades 6-80.3 mi

Construction

Condition

  • Year built: 1992

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: 022890172

Lot

  • Lot size: 2,000 sqft

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$509$6,108
Property Taxes $780$9,360
Electricity $347$4,164
Total$7,703$92,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$264,102/yr
40% on housing$231,090/yr
45% on housing$205,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$571This listing

vs Other Active Listings

Avg $/sqft

ZIP 10454$411
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10454$283
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$1,200,000
2024-09-06Sold$900,000
2024-07-17Pending sale$979,000
2024-05-15Listed for sale$979,000
2017-12-15Sold$705,000
2017-09-10Pending sale$669,000
2017-08-19Listed for sale$669,000
2017-08-18Pending sale$669,000
2017-08-04Listed for sale$669,000

For Sale by Owner

AgentProperty Owner

Similar Homes