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1327 Clay Avenue, Bronx, NY, 10456

4beds
3baths
1,611sqft
$499,900
$310price/sqft
$3,343/moest. monthly cost
$133,720/yrincome needed

About This Home

Excellent investment opportunity! Legal triplex featuring three apartments: one 1-bedroom, 1-bath unit and two 2-bedroom, 1-bath units. The property requires major renovation throughout, including both the interior and exterior, and is being sold as-is. Ideal for investors, contractors, or experienced rehabbers looking to restore and add value. Great potential for rental income once renovated. Buyer responsible for all due diligence. Cash or renovation financing recommended.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Construction

Condition

  • Year built: 1901

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom

Heating & Cooling

  • Heating features: Hot Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,611
  • Total interior livable area: 1,611 sqft

Property

Details

  • Parcel number: 027820198
  • Special condition: Real Estate Owned

Lot

  • Lot size: 1,346 sqft

Parking

  • Parking features: Open

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$226$2,712
Property Taxes $324$3,888
Electricity $266$3,194
Total$3,343$40,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,617/yr
40% on housing$100,290/yr
45% on housing$89,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 10456$384
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10456$429
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-08-02Sold$556,800
2021-08-12Listing removed--
2021-07-27Price change$360,000
2021-02-19Listed for sale$400,000
2021-02-19Listing removed--
2020-08-31Price change$360,000
2020-06-24Listed for sale$400,000
2020-02-28Listing removed--
2020-02-11Listed for sale--
2011-10-13Listing removed$369,000
2010-05-05Price change$369,000
2010-04-10Listed for sale$399,000
2010-03-14Sold$226,600
2010-02-18Price change$415,000
2010-01-23Price change$435,000
2010-01-03Listed for sale$445,000
2004-08-18Sold$226,600
1998-12-11Sold$74,000
1997-10-29Sold$70,000

Unknown Listed By

AgentKenneth A. Trestka CBR
BrokerageKen Trestka Real Estate Inc

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