4534 Margaretta Ave, Saint Louis, MO, 63115
About This Home
Welcome to a great opportunity in the heart of the Penrose neighborhood: this stately 2-story, 3-bedroom, 2-baths home at 4534 Margaretta Ave presents solid potential for both owner-occupants and investors alike. Step inside and you’ll be greeted by generous living space 1,918 sq ft with character details — from original woodwork and classic architectural touches to a layout that flows across two full levels. On the main level you’ll find the living room, dining area and convenient first-floor laundry; upstairs, three bedrooms and a bonus room or loft space offer flexible usage. This home is currently tenant-occupied on a month-to-month lease – providing immediate income or allowing future conversion to owner occupancy. The location is practical for easy access to local amenities, transit, and established community. Whether you choose to hold as a rental or renovate and move in, the flexible terms make it an appealing proposition. Please don't disturb tenants. Don’t miss your chance to take advantage of this value-forward offering in a neighborhood ready for renewal — schedule a look today and imagine the possibilities.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Gas Water Heater
- Laundry features: Inside,Main Level
Basement
- Has basement: Yes
- Basement: Concrete
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Window features: Window Coverings
- Flooring: Carpet,Hardwood
- Fireplace features: None
- Finished area above ground: 1,918
Heating & Cooling
- Heating features: Electric,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,918
- Total interior livable area: 1,918 sqft
Property
Details
- Parcel number: 44100200400
- Special condition: Listing As Is
- Other equipment: None
Features
- Levels: Two
- Patio & porch: Porch
- Exterior features: Courtyard
- Fencing: Back Yard
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 5,972 sqft
- Features: Back Yard,Private
Parking
- Parking features: Alley Access,On Site,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
- Cold Wave
- Earthquake
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $455 | $5,460 |
| Home Insurance * | $748 | $8,976 |
| Property Taxes | $77 | $924 |
| Electricity | $146 | $1,757 |
| Total | $1,426 | $17,112 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $89,999 |
| 2026-05-06 | Listing removed | -- |
| 2026-04-11 | Listed for sale | $85,000 |
| 2026-04-01 | Listing removed | $79,000 |
| 2025-10-31 | Listed for sale | $79,000 |
| 2025-07-01 | Listing removed | $89,900 |
| 2025-03-24 | Price change | $89,900 |
| 2025-02-04 | Listed for sale | $95,000 |
| 2024-08-29 | Listing removed | $105,000 |
| 2024-08-28 | Price change | $105,000 |
| 2024-07-15 | Listed for sale | $110,000 |
| 2024-06-21 | Contingent | $110,000 |
| 2024-06-13 | Listed for sale | $110,000 |
| 2012-01-20 | Sold | -- |
| 2011-12-16 | Price change | $15,000 |
| 2011-12-14 | Listed for sale | -- |
View on Zillow