1316 Clay Avenue, Bronx, NY, 10456
About This Home
Presenting a unique opportunity, this property, currently offered as a short sale, beckons you to envision its untapped potential. Although there is no direct interior access at the moment, this two-family residence provides a canvas for your creativity. Seize the chance to reimagine and unlock the hidden value within. The property comprises two distinct units. The second floor features 3 bedrooms, a living room, an eat-in kitchen, and a bathroom. On the first floor, you'll find 3 bedrooms, a living room, a kitchen, and a bathroom. The full finished basemen with bthroom, equipped with front and back doors, adds an extra dimension to the living space. This short sale is being offered "AS IS" and is subject to third-party approval. Don't miss the opportunity to transform this property into your ideal investment or living space.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Baseboard
- Cooling features: None
Interior Area
- Total structure area: 2,382
- Total interior livable area: 2,382 sqft
Property
Details
- Parcel number: 028870007
- Attached to another structure: Yes
- Special condition: Short Sale
Lot
- Lot size: 1,520 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bronx County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $316 | $3,792 |
| Property Taxes | $455 | $5,460 |
| Electricity | $393 | $4,723 |
| Total | $4,703 | $56,436 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-21 | Listed for sale | $700,000 |
| 2024-08-04 | Listing removed | -- |
| 2024-01-23 | Listed for sale | $600,000 |
| 2023-03-02 | Listing removed | -- |
| 2022-08-04 | Price change | $495,000 |
| 2022-06-22 | Pending sale | $305,500 |
| 2022-03-30 | Contingent | $305,500 |
| 2022-03-02 | Listed for sale | $305,500 |
| 2020-09-02 | Listing removed | $499,000 |
| 2020-07-26 | Price change | $499,000 |
| 2020-06-25 | Price change | $560,000 |
| 2020-05-29 | Price change | $516,000 |
| 2020-05-13 | Price change | $575,000 |
| 2020-02-10 | Pending sale | $550,000 |
| 2019-12-17 | Listed for sale | $550,000 |
| 2019-07-08 | Listing removed | $475,000 |
| 2018-08-30 | Price change | $475,000 |
| 2018-08-16 | Listed for sale | $499,000 |
| 2018-07-17 | Listing removed | $2,500 |
| 2018-06-17 | Listed for rent | $2,500 |
| 2017-02-16 | Listing removed | -- |
| 2017-02-07 | Listed for sale | -- |
| 2013-07-26 | Sold | $10 |
| 2004-07-03 | Sold | $295,000 |
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