1320 Clay Avenue, Bronx, NY, 10456
About This Home
Excellent investment opportunity! Semi-Detached Three-family property featuring R7-1 zoning and a total of 8 bedrooms. The 1st-floor apartment offers 2 bedrooms and is currently leased. The 2nd-floor apartment features 3 bedrooms and is also currently leased. The 3rd-floor apartment offers 3 bedrooms and is currently vacant, providing an excellent opportunity for additional rental income. This income-producing multifamily property offers a strong combination of existing tenancy and future rental upside. Full finished basement with outside access. Ideal for investors looking to expand their portfolio or buyers seeking a versatile multifamily property. Conveniently located near shopping, dining, transportation and neighborhood amenities.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1901
Materials
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Property subType: Triplex,Multi Family
Interior
Appliances
- Laundry features: Outside
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 3
- Full bathrooms: 3
Features
- First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,High Ceilings
- Flooring: Hardwood
- Attic: None
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,304
- Total interior livable area: 2,304 sqft
Property
Details
- Parcel number: 028870008
- Attached to another structure: Yes
- Special condition: None
Lot
- Lot size: 1,680 sqft
- Features: Back Yard,Cleared,Level,Near Public Transit,Near Shops
- Lot size dimensions: 21 x 80
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bronx County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,309 | $63,708 |
| Home Insurance * | $474 | $5,688 |
| Property Taxes | $682 | $8,184 |
| Electricity | $380 | $4,569 |
| Total | $6,845 | $82,140 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Listed for sale | $1,050,000 |
| 2026-08-10 | Listing removed | $1,050,000 |
| 2026-06-11 | Listed for sale | $1,050,000 |
| 2021-07-07 | Listing removed | -- |
| 2020-10-14 | Listed for sale | $789,000 |
| 2019-01-05 | Listing removed | $850,000 |
| 2018-05-01 | Price change | $850,000 |
| 2018-02-28 | Price change | $708,000 |
| 2018-01-30 | Price change | $760,000 |
| 2018-01-04 | Price change | $775,000 |
| 2017-12-19 | Price change | $798,000 |
| 2017-12-06 | Price change | $825,000 |
| 2017-08-15 | Listed for sale | $799,000 |
| 2017-03-19 | Listing removed | $659,000 |
| 2017-02-15 | Listed for sale | $659,000 |
| 2015-09-17 | Sold | $254,200 |
| 2005-04-08 | Sold | $435,000 |
| 1999-06-08 | Sold | $157,000 |
| 1996-10-25 | Sold | $103,000 |
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