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3496 Fort Independence St, Bronx, NY, 10463

7beds
3baths
1,700sqft
$1,085,000
$638price/sqft
$6,975/moest. monthly cost
$279,000/yrincome needed

About This Home

Opportunity knocks, 3 times, for this historic semi-attached 3 family row house. Located in the heart of Kingsbridge Heights, providing an easy commute by bus, train and the Major Deegan Expressway. Live in one and rent out two units, or rent all 3 for maximum income. A perfect neighborhood with a blend of old world charm and modern buildings, and just a few blocks from all new retail and commercial construction. First floor unit is vacant and move-in ready, refreshed with redone floors, sunny living room, 2 bedrooms, full bath and updated EIK. Walk-out to private fenced wooden deck. 2nd floor w/2 brs and 1 bath. 3rd floor is 3 brs and 1 bath. Separate entrance to the lower level common laundry, mechanicals and storage. New roof joists and membrane, new gas line. Don't miss out on this investment property OR your new home.

Getting Around

93
WalkingWalker's Paradise
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
Ps 360Grades PK-50.6 mi

Construction

Condition

  • Year built: 1899

Materials

  • Roof: Roof Rights

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 032580135
  • Special condition: Restricted Sale

Features

  • Patio & porch: Terrace
  • Exterior features: Terrace

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,486$65,832
Home Insurance *$504$6,048
Property Taxes $705$8,460
Electricity $280$3,371
Total$6,975$83,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,142/yr
40% on housing$209,250/yr
45% on housing$186,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$638This listing

vs Other Active Listings

Avg $/sqft

ZIP 10463$344
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10463$498
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-22Price change$1,085,000
2025-06-03Listed for sale$1,100,000
2006-11-13Sold$575,000

For Sale by Agent

AgentAlice Regan
BrokerageJulia B Fee Sotheby's International Realty

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