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603 Harding Park, Bronx, NY, 10473

2beds
2baths
1,024sqft
$470,000
$459price/sqft
$3,112/moest. monthly cost
$124,480/yrincome needed

About This Home

Tastefully renovated and ready for its next owner, this charming bungalow-style cottage offers 2 bedrooms, 2 full bathrooms and 1,024 square feet of thoughtfully updated living space in the waterfront Harding Park community. The bright interior features recessed lighting throughout, a newly renovated kitchen, updated bathrooms and a clean, contemporary design. Spray-foam insulation in the attic provides added energy efficiency, while the attic also offers additional storage space. A full basement provides ample storage and includes a dedicated laundry area. Set on a 1,569-square-foot lot, the property offers manageable outdoor space and the convenience of single-level living. Commuters can take advantage of the nearby Soundview NYC Ferry landing, with direct service to Manhattan in approximately 19 minutes to East 90th Street, 33 minutes to East 34th Street and 59 minutes to Wall Street/Pier 11. The area is also served by the Bx27, Bx39 and Bx42 buses, providing connections to nearby subway lines and other parts of the Bronx. Convenient access to the Bruckner Expressway, Bronx River Parkway, neighborhood shopping, restaurants and everyday services completes the package.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
Ps 69 Journey PrepGrades PK-50.7 mi
1/10

Construction

Condition

  • Year built: 1945

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,See Remarks,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: New Windows
  • Flooring: Combination,Other,Tile
  • Attic: Finished

Heating & Cooling

  • Heating features: Forced Air,Other,See Remarks
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,024
  • Total interior livable area: 1,024 sqft

Property

Details

  • Parcel number: 034290213
  • Special condition: None

Features

  • On waterfront: Yes
  • Waterfront features: Sound

Lot

  • Lot size: 1,569 sqft

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$185$2,220
Property Taxes $305$3,660
Electricity $246$2,954
Total$3,112$37,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,697/yr
40% on housing$93,360/yr
45% on housing$82,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$459This listing

vs Other Active Listings

Avg $/sqft

ZIP 10473$363
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10473$296
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$470,000
2020-06-08Sold$175,000
2020-03-17Price change$169,900
2020-02-06Price change$175,000
2019-12-19Listed for sale$195,000
2019-06-20Sold$333,439

For Sale by Agent

AgentSaulo Espaillat
BrokerageCompass Greater NY, LLC

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