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1656 Zerega Avenue, Bronx, NY, 10462

5beds
3baths
1,628sqft
$869,999
$534price/sqft
$5,553/moest. monthly cost
$222,120/yrincome needed

About This Home

Location, Location, Location! Welcome to 1656 Zerega Avenue, Bronx, NY 10462, a beautifully renovated two-family home in the highly sought-after Westchester Square neighborhood. This move-in-ready property offers 4 bedrooms, 3 full bathrooms, a finished basement and a well-designed layout that provides both comfort and flexibility. Perfect for homeowners and investors alike, this home presents an exceptional opportunity to enjoy owner-occupied living while benefiting from income-producing potential. Conveniently located just minutes from the Zerega Avenue #6 Train Station and the Westchester Square transportation hub, commuting throughout New York City is effortless. Residents will appreciate easy access to shopping, schools, parks, houses of worship, restaurants, major highways, and an array of neighborhood amenities. Whether you're searching for your next home or a valuable investment property, 1656 Zerega Avenue is a rare opportunity you won't want to miss.

Getting Around

93
WalkingWalker's Paradise
0
TransitVery Limited Transit
61
BikeBikeable

Schools

8/10
6/10
Jhs 127 The Castle HillGrades 6-80.2 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: A-Frame
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Other

Heating & Cooling

  • Heating features: Radiant,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,628
  • Total interior livable area: 1,628 sqft

Property

Details

  • Parcel number: 039930003
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 1,929 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,399$52,788
Home Insurance *$320$3,840
Property Taxes $565$6,780
Electricity $269$3,228
Total$5,553$66,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,388/yr
40% on housing$166,590/yr
45% on housing$148,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$534This listing

vs Other Active Listings

Avg $/sqft

ZIP 10462$326
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10462$521
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$825,000
2026-08-07Listing removed$849,999
2026-08-06Price change$849,999
2026-07-29Price change$869,999
2026-06-16Listed for sale$875,000
2012-09-04Sold$279,000

For Sale by Agent

AgentMinhaj U. Sharif
BrokerageProgress Realty Inc.

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