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2020 Continental Avenue, Bronx, NY, 10461

6beds
2baths
2,025sqft
$875,000
$432price/sqft
$5,623/moest. monthly cost
$224,920/yrincome needed

About This Home

Opportunity knocks in the Pelham Bay section of the Bronx! This bright and spacious detached, two-family home offers exceptional versatility, featuring two expansive 3-bedroom, 1-bath apartments plus a large Walk-out basement, making it an outstanding opportunity for owner-occupants, multi-generational living, or investors seeking income potential. The first-floor apartment features a beautifully renovated kitchen with direct access to a large patio, creating the perfect setting for outdoor entertaining. A spacious living room, in-unit laundry, 3 generously sized bedrooms, and direct access to the finished walk-out basement add to the home's functionality and convenience. The second-floor apartment has been freshly painted, and new kitchen flooring has been installed. It offers a layout similar to unit 1, with three bedrooms, a spacious living area, and excellent flexibility for extended family or rental income. The finished walk-out basement, complete with a private entrance, a kitchenette, and a full bathroom, adds approximately 655 square feet of versatile bonus space, ideal for guest quarters, recreation, a home office, gym, or a variety of other uses. Ideally located just minutes from City Island and Orchard Beach, and conveniently close to public transportation, major highways, shopping, restaurants, parks, and local amenities, this home offers the perfect combination of space, flexibility, convenience, and location. Don't miss this exceptional opportunity to own a versatile two-family home in one of the Bronx's most sought-after neighborhoods!

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
85
BikeVery Bikeable

Schools

7/10
Ps 71 Rose E ScalaGrades K-80.5 mi
3/10
6/10

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Entrance Foyer,Galley Type Kitchen,Granite Counters,High Ceilings,Original Details,Storage,Walk Through Kitchen
  • Flooring: Tile

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,025
  • Total interior livable area: 2,025 sqft

Property

Details

  • Parcel number: 042470010
  • Special condition: None

Features

  • Fencing: Partial

Lot

  • Lot size: 2,686 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$297$3,564
Property Taxes $568$6,816
Electricity $334$4,015
Total$5,623$67,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,788/yr
40% on housing$168,690/yr
45% on housing$149,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$432This listing

vs Other Active Listings

Avg $/sqft

ZIP 10461$448
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10461$473
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$875,000
2026-07-17Listed for sale$875,000
2011-03-01Sold$386,900

For Sale by Agent

AgentAlexandra L. Fischer
BrokerageKeller Williams Realty Group

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