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5231 Lotus Ave, Saint Louis, MO, 63113

4beds
2baths
2,106sqft
$60,000
$28price/sqft
$855/moest. monthly cost
$34,200/yrincome needed

About This Home

Excellent opportunity to acquire a high-yield duplex with immediate income and massive upside. The upper unit is occupied by a stable, month-to-month resident paying $710 per month, providing instant cash flow from day one while allowing total flexibility for future adjustments. With comparable market rents sitting around $1,050 per month per unit, this property offers a strong, proven value-add runway. The lower unit is currently vacant and ready for updates, presenting the perfect canvas for investors looking to renovate, force appreciation, and maximize equity. This property is being sold As-is. Seller will do no repairs or warranties. Perfect for buy-and-hold investors, portfolio builders, or rehabbers looking for their next project in a high-demand rental pocket. Cash or conventional financing preferred. Buyer to verify all information, including rents, square footage, schools and property details.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
2/10
1/10
Sumner High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1909

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,106
  • Total interior livable area: 2,106 sqft

Property

Details

  • Parcel number: 45050007400
  • Special condition: Standard

Lot

  • Lot size: 4,351 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$341$4,092
Property Taxes $51$612
Electricity $160$1,929
Total$855$10,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,314/yr
40% on housing$25,650/yr
45% on housing$22,800/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$28This listing

vs Other Active Listings

Avg $/sqft

ZIP 63113$43
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63113$40
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$49,900
2026-08-05Price change$54,900
2026-07-28Listed for sale$60,000
2026-07-22Pending sale$60,000
2026-06-30Listed for sale$60,000
2024-06-06Listing removed--
2024-05-02Price change$78,000
2024-04-13Price change$80,000
2024-04-02Listed for sale$85,000
2024-03-22Pending sale$85,000
2024-03-05Listed for sale$85,000
2024-02-08Pending sale$85,000
2024-02-05Listed for sale$85,000
2022-07-06Sold--
2022-07-06Pending sale$75,000
2022-06-09Contingent$75,000
2022-06-06Listed for sale$75,000
2002-10-29Sold--

For Sale by Agent

AgentLindia Robins
BrokerageEvernest, LLC

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