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3406 Ely Avenue, Bronx, NY, 10469

3beds
3baths
1,393sqft
$875,000
$628price/sqft
$5,563/moest. monthly cost
$222,520/yrincome needed

About This Home

Welcome to 3406 Ely Avenue, Bronx, NY — a beautifully renovated legal 1-family home located in a highly desirable and convenient Bronx neighborhood. This move-in-ready property offers a modern open-concept layout featuring a bright living room, formal dining area, and a custom eat-in kitchen designed for today’s lifestyle. The kitchen is complete with granite countertops, a chef-style island, stainless steel appliances, and quality finishes throughout. The home features 3 spacious bedrooms, 2.5 bathrooms, hardwood floors, and a fully finished basement with a laundry area. Enjoy the convenience of a private driveway and a great location close to shops, schools, parks, and public transportation. This home is perfect for buyers looking for comfort, style, and convenience all in one place. Don’t miss this opportunity — a fully renovated home in a prime Bronx location! Easy to show.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
Ps 111 Seton FallsGrades PK-50.4 mi
3/10
3/10

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Frame,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,In Basement,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Chefs Kitchen,Eat-in Kitchen,Open Floorplan
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,393
  • Total interior livable area: 1,393 sqft

Property

Details

  • Parcel number: 048850057
  • Special condition: None

Lot

  • Lot size: 2,375 sqft

Parking

  • Total spaces: 1
  • Parking features: Private,Shared Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$325$3,900
Property Taxes $568$6,816
Electricity $246$2,954
Total$5,563$66,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,731/yr
40% on housing$166,890/yr
45% on housing$148,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$628This listing

vs Other Active Listings

Avg $/sqft

ZIP 10469$415
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10469$415
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$875,000
2025-11-03Sold$380,000
2025-04-15Price change$500,000
2025-02-21Listed for sale$530,000
2023-04-20Listing removed--
2023-03-23Listed for rent$1,400

For Sale by Agent

AgentIsabel Martinez
BrokerageInter Realty LLC

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